Property Type: Detached HouseOwnership: Freehold

417 COOPER Street

Cambridge, BC N3C3Y6

$943,000

4 bed3.5 bath4 parking2,796 sqft
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
50 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,768

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick
Lot features
Automatic Garage Door Opener, In-Law Suite

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Laundry roomBasement4'2'' x 8'2''
BedroomBasement12'10'' x 11'0''
StorageSecond level12'2'' x 10'7''
Recreation roomBasement18'0'' x 10'7''
Eat in kitchenBasement14'6'' x 10'10''
BedroomSecond level13'0'' x 9'7''
BedroomSecond level12'2'' x 9'4''
4pc BathroomSecond level5'2'' x 10'7''
Primary BedroomSecond level14'10'' x 10'11''
2pc BathroomMain level
Family roomMain level26'6'' x 10'8''
BreakfastMain level6'2'' x 10'6''
KitchenMain level12'11'' x 10'9''
Dining roomMain level13'0'' x 10'11''
Living roomMain level17'2'' x 10'11''
FoyerMain level17'2'' x 10'9''

Listing Information

MLS®
40841999
Listed
June 22, 2026
Time on market
On the market for 84 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX REAL ESTATE CENTRE INC., BROKERAGE · Data source: CREA DDF.

Description

Welcome to 417 Cooper Street, a warm and spacious family home located in the heart of Hespeler, just minutes from charming Downtown Hespeler, local shops, restaurants, parks, schools and scenic trails. Also, minutes away from the 401. One of the home’s most valuable features is the in-law suite with its own separate entrance, offering excellent flexibility for extended family, guests or multi-generational living. Step inside through the grand entrance, where a beautiful curved staircase creates an impressive first impression. The main floor offers a formal living room and dining room, along with a comfortable family room featuring a fireplace—the perfect place to relax and gather. Main-floor laundry adds everyday convenience. Upstairs, you will find three generously sized bedrooms and an updated bathroom. The home features a 2 car garage. Numerous improvements have been completed, including the roof in 2021, deck in 2022, select flooring in 2022, driveway in 2025, patio door in 2025 and garage door in 2026. Additional updates include some newer windows, refreshed bathrooms on the main and second floors, and a fridge, stove and dishwasher replaced in 2024. Offering generous living space, thoughtful updates and the added versatility of a separately accessed in-law suite, this inviting Hespeler home is ready to accommodate your family’s changing needs for years to come. (id:63159)

Values & Trends

This listing

$337/sqft

Building average

No other active listings in this building

42 - Hillcrest/Cooper/Townline Estates average

$410/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($69,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$754,400.00
Periodic payment — Principal & Interest (monthly)$4,867.13
Additional monthly expenses (strata, tax, utilities, etc.)$620.67
Total monthly cost$5,487.80
Interest paid over 5-yr term$216,213.21
Balance at end of term$678,585.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,300
Stress test qualifying rate8.09%
Payment you must qualify for$6,718.45

Cash Needed at Closing

Minimum down payment$69,300
Estimated BC PTT$16,860
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,660

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information