Property Type: Detached HouseOwnership: Freehold

4170 Lake Avenue

Peachland, BC V0H1X6

$2,300,000

6 bed5.5 bath6 parking3,087 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres
Frontage
99 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,783

Interior

Heating
Electric, See remarks
Cooling / A/C
Wall unit, Heat Pump, See Remarks
Fireplace
Yes (1)
Fireplace type
Insert, Unknown
Flooring
Tile, Carpeted, Wood

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View (panoramic)

Building

Roof
Tile, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomMain level11'4'' x 19'6''
KitchenMain level19'6'' x 9'9''
Primary BedroomSecond level17'2'' x 17'6''
BedroomSecond level10'9'' x 15'9''
BedroomSecond level8'10'' x 8'8''
BedroomSecond level12'3'' x 12'11''
BedroomSecond level10'8'' x 11'
BedroomMain level12'4'' x 17'5''
Partial bathroomMain level
Full bathroomMain level
Full bathroomSecond level
Full bathroomSecond level
Full bathroomSecond level

Listing Information

MLS®
10316648
Listed
June 13, 2024
Time on market
On the market for 809 days
Data last synced
August 28, 2026

Listing provided by: Honestdoor Inc. · Data source: CREA DDF.

Description

Click brochure link for more details* Location and Convenience! Southwest-style luxury living in this custom-built fully renovated home nestled on a landscaped 100x110 lot, mere steps from Okanagan Lake and views of OK Provincial Park. Boasting 6 spacious bedrooms, 4.5 baths, and 3087 sq ft of elegance, this residence welcomes you through a private gated courtyard. Inside, the open-concept living/dining area dazzles with sculptured ceilings, recessed lighting, and a wood-burning fireplace. The kitchen and pantry a culinary haven, showcases custom birch cabinets, and a dedicated coffee-wine bar. With two separate B&B units, including one on the main floor for accessibility, multi-generational living is effortless. 1 double garage caters to convenience with half bath, an additional single with ample parking. Outdoors, enjoy three balconies 327 sq. ft sq, two patios 723 feet, with private stucco-fenced courtyard-an oasis for outdoor living. Seize this exceptional real estate opportunity today! Visit our website Visit our website https://4170lake.com/ House For Sale Peachland | 4170 Lake Avenue | Learn More Discover your perfect house for sale in Peachland, just steps away from Lake Okanagan at 4170 Lake Avenue. Additional Features Homeowner designed fully renovated custom built home. Peachland a small town with friendly atmosphere Flat lot with easy access to Hwy. 97 Wineries within reach of Peachland (id:63159)

Values & Trends

This listing

$745/sqft

Building average

No other active listings in this building

Peachland average

$504/sqft

66 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary486 m
Glenrosa Middle SchoolMiddle7.3 km
Webber Road ElementaryElementary7.5 km
Glenrosa ElementaryElementary7.9 km
Helen Gorman ElementaryElementary7.9 km
Our Lady of Lourdes(Independent)Elementary/Middle8.1 km
Shannon Lake ElementaryElementary11.0 km
Sensisyusten House of Learning(Independent)Elementary11.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Bliss Bakery · 4200 Beach Avenue116 m

Grocery (1)

  • IGA464 m

Parks (3)

  • Unnamed257 m
  • Harold's Walkway630 m
  • Unnamed696 m

Shopping (1)

  • Unnamed431 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($460,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,840,000.00
Periodic payment — Principal & Interest (monthly)$11,871.06
Additional monthly expenses (strata, tax, utilities, etc.)$635.92
Total monthly cost$12,506.97
Interest paid over 5-yr term$527,349.29
Balance at end of term$1,655,085.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$460,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,148.96

Cash Needed at Closing

Minimum down payment$460,000
Estimated BC PTT$47,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$508,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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