Property Type: Detached HouseOwnership: Freehold

4189 MICKEY FRONTAGE Road

Cache Creek, BC V0K1H1

$799,000

3 bed3 bath3,558 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
2.8 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,557.87

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
View (panoramic)
Waterfront
Waterfront on river

Building

Roof
Metal, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
DenBasement9'0'' x 11'0''
Mud roomBasement9'8'' x 11'5''
Primary BedroomSecond level16'0'' x 20'0''
BedroomMain level11'5'' x 11'5''
BedroomBasement13'0'' x 11'5''
Living roomMain level16'0'' x 20'0''
Living roomBasement16'0'' x 20'0''
Family roomMain level15'0'' x 12'0''
Dining roomMain level17'0'' x 12'0''
KitchenMain level11'7'' x 10'0''
KitchenBasement11'0'' x 9'6''
4pc Ensuite bathSecond level
4pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10385410
Listed
April 30, 2026
Time on market
On the market for 123 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Set on 2.78 acres in the peaceful 16 Mile area just outside of Cache Creek, this stunning Lindal home offers a rare opportunity to own a private waterfront property along the Bonaparte River. Surrounded by nature, the property boasts spectacular views, exceptional privacy, and a quiet setting ideal for those seeking space and tranquility. Equestrian enthusiasts will appreciate the thoughtfully designed setup, featuring two hay barns, three run-in sheds, a dry paddock, and full perimeter and cross fencing. A 70’ x 140’ riding ring with sand footing is fully fenced and gated, ready for year-round use. The main home offers a functional and inviting layout with vaulted ceilings and an impressive river rock wood-burning fireplace that add warmth and character to the home. The main floor has one bedroom and one bathroom, with a spacious primary suite on the top level, highlighted by a large bedroom, walk-in closet, and a spa-inspired ensuite with a shower and jetted tub. The lower level includes a self-contained one-bedroom, one-bathroom in-law suite complete with its own private driveway and entrance. A charming heritage cottage provides additional accommodation with one bedroom and one bathroom, along with its own services, making it ideal for, guests (currently rented). The property is serviced by a 70’ drilled well, irrigation system, and septic. A truly unique waterfront property offering versatility, functionality, and a beautiful natural setting. (id:63159)

Values & Trends

This listing

$225/sqft

Building average

No other active listings in this building

Cache Creek average

$380/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cache Creek ElementaryElementary13.1 km
Desert Sands Community SchoolK-1222.5 km
David Stoddart SchoolK-1222.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$391.16
Total monthly cost$4,515.06
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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