Property Type: Condo / ApartmentOwnership: Strata

4205 27 Street Unit# 103

Vernon, BC V1T4Y3

$399,900

2 bed2 bath1 parking1,060 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$431/mo
Annual property tax
$1,889.79

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Sewer

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Underground, Stall, Heated Garage

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'1'' x 6'1''
FoyerMain level7' x 5'
4pc BathroomMain level5'1'' x 7'5''
BedroomMain level13'5'' x 9'1''
3pc Ensuite bathMain level9'3'' x 5'2''
Primary BedroomMain level13'5'' x 11'10''
Dining roomMain level12' x 7'1''
Living roomMain level15'6'' x 12'
KitchenMain level12' x 9'1''

Listing Information

MLS®
10381748
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to the Mara! This well-appointed 2 bedroom, 2 bathroom ground-level home offers 1,060 sq/ft of comfortable living in a modern building with underground parking and in a highly convenient location. Thoughtfully designed, the open-concept kitchen features ample cabinetry, stainless steel appliances, and a functional peninsula that flows seamlessly into the dining and living areas—perfect for everyday living and entertaining. You'll love the 9' ceilings throughout, which allows for more natural outside light and the brand new carpeting in both bedrooms! Enjoy easy indoor-outdoor access to your private covered patio, ideal for relaxing. The spacious primary bedroom includes a full ensuite and generous closet space, while the second bedroom is well-sized for guests, a roommate, or a home office. A second full bathroom, in-suite laundry, and additional storage add to the home’s practicality. This ground-floor unit offers step-free access and a great layout. Located close to shopping, transit, parks, and amenities, this is an excellent opportunity for first-time buyers, downsizers, or investors alike. Don’t miss your chance to own this great home that is ready to enjoy! (id:63159)

Values & Trends

This listing

$377/sqft

Building average

$367/sqft

2 active listing(s)

Harwood average

$396/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
W.L. Seaton SecondarySecondary227 m
Harwood ElementaryElementary578 m
Ecole Beairsto ElementaryElementary870 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle891 m
Alexis Park ElementaryElementary943 m
Silver Star ElementaryElementary1.3 km
St James(Independent)Elementary1.4 km
Vernon SecondaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • cuisine Of India · 3009 43 Avenue455 m
  • Eat Good Market Deli - Pineapple Express Bistro · 4511 27 Street473 m
  • Denny's · 4201 32 Street511 m
  • Kelly O'Bryan's513 m
  • Asian Avenue554 m

Cafes (3)

  • Bean to Cup · 3903 27 Street434 m
  • Tim Hortons741 m
  • Starbucks770 m

Grocery (1)

  • Safeway · 4300 32 Street696 m

Parks (4)

  • Macdonald Park146 m
  • Unnamed514 m
  • Girouard Park639 m
  • Civic Memorial Park · 3003 37 Avenue662 m

Shopping (1)

  • Unnamed756 m

Gyms (1)

  • Planet Fitness500 m

Pharmacies (2)

  • Shoppers Drug Mart197 m
  • London Drugs774 m

Banks & ATMs (2)

  • Unnamed530 m
  • Prospera Credit Union641 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$641.61
Total monthly cost$2,705.63
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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