Property Type: Detached HouseOwnership: Freehold

4206 Coy Road

Invermere, BC V0A1K4

$839,000

5 bed2 bath1,365 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,519.83

Interior

Heating
Forced air, See remarks
Fireplace
None

Parking

Features
Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Dining roomMain level10' x 12'1''
KitchenMain level12' x 12'1''
BedroomBasement12'7'' x 13'8''
BedroomBasement12' x 12'
BedroomMain level12' x 11'7''
BedroomMain level11'7'' x 9'2''
Full bathroomMain level
Full ensuite bathroomMain level
Primary BedroomMain level12'7'' x 13'1''
Living roomMain level12'8'' x 18'6''

Listing Information

MLS®
10386578
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Welcome to 4206 Coy Road an inviting 5-bedroom, 3-bathroom home set on a flat 2.12-acre property surrounded by mature trees and mountain views. Located just south of Invermere, this property the perfect balance of privacy and convenience, with easy access to all the outdoor recreation and natural beauty the Columbia Valley is known for while remaining only a short drive from town amenities. Designed for comfortable family living and effortless entertaining, the property features expansive outdoor space, including a large deck and gazebo the perfect setting for summer gatherings, evening barbecues, or simply relaxing and taking in the surrounding scenery. Whether you’re searching for a full-time residence, mountain getaway, or recreational property. Book your showing today! (id:63159)

Values & Trends

This listing

$615/sqft

Building average

No other active listings in this building

Invermere Rural average

$506/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

3,917

(2021 Census)

+15.5% since 2016

Density: 364.4/km²

Dwellings: 2,238

Median household income: $84,000

After-tax: $75,000

Immigrant population: 11.9%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 125
  • United States of America1.3% · 50
  • Philippines1.1% · 45
  • Germany0.8% · 30
  • Netherlands0.5% · 20
  • Poland0.4% · 15
  • France0.3% · 10
  • South Africa, Republic of0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary2.9 km
Eileen Madson Primary SchoolElementary3.4 km
David Thompson SecondarySecondary4.0 km
J Alfred Laird ElementaryElementary4.2 km
Open Doors Alternate EducationSecondary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$671,200.00
Periodic payment — Principal & Interest (monthly)$4,330.35
Additional monthly expenses (strata, tax, utilities, etc.)$277.99
Total monthly cost$4,608.34
Interest paid over 5-yr term$192,367.85
Balance at end of term$603,746.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,998.70

Cash Needed at Closing

Minimum down payment$58,900
Estimated BC PTT$14,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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