Property Type: Condo / ApartmentOwnership: Strata

421 Whaletown Rd

Cortes Island, BC V0P1Z0

$580,000

1 bed1 bath3 parking703 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
2.5 acres
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$100/mo
Annual property tax
$2,492

Interior

Heating
Baseboard heaters, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EntranceSecond level3'8 x 8'9
BedroomThird level8'4 x 11'4
Living roomSecond level14'8
Dining roomSecond level10'9 x 11'4
KitchenSecond level8'3 x 12'7
BathroomSecond level5'8 x 8'4

Listing Information

MLS®
1030937
Listed
April 10, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

This 680 sq ft 1-bedroom, 1-bath top floor suite offers forest views and a peaceful place to call home. The upper level has large windows and skylights, and a wraparound covered deck. The lower level could be transformed into the downstairs of the home, a workshop, office, or additional rental suite, offering income potential and flexibility. Situated on Lot #2 of a 5-lot bare land strata (21.87 acres), the property features 2.5 acres of partially forested land. Enjoy shared access to scenic trails, an established orchard with apples, pears and peaches and a large community garden. New and barely used septic system, gravity fed community water system, and 200amp service with buried lines make this cozy home move in ready. Recent upgrades include new flooring and new exterior siding. Located close to community dock, groceries, post office, community hall and more. (id:63159)

Values & Trends

This listing

$825/sqft

Building average

No other active listings in this building

Cortes Island average

$878/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cortes Island SchoolElementary6.3 km
Quadra ElementaryElementary13.8 km
Surge Narrows ElementaryK-1215.5 km
Ecole Phoenix MiddleElementary17.2 km
Cedar ElementaryElementary17.7 km
Ecole Des Deux Mondes ElementaryElementary17.8 km
Carihi SecondaryElementary17.9 km
Secondaire CarihiSecondary17.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Whaletown Commons648 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($33,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$464,000.00
Periodic payment — Principal & Interest (monthly)$2,993.57
Additional monthly expenses (strata, tax, utilities, etc.)$342.67
Total monthly cost$3,336.24
Interest paid over 5-yr term$132,983.73
Balance at end of term$417,369.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,206.24

Cash Needed at Closing

Minimum down payment$33,000
Estimated BC PTT$9,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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