423 Whitevale Road
Lumby, BC V0E2G7
$1,100,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 7.52 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Fireplace
- None
Listing Information
- MLS®
- 10365181
- Listed
- October 8, 2025
- Time on market
- On the market for 327 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.
Description
As per RDNO confirmation - the property must be maintained as Small Holdings. Consisting of (2 or 3) 1-hectare lots. Present use allows for ""Assembly Use"". See zoning in the supplements. (id:63159)
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
2,063
(2021 Census)
+12.5% since 2016
Density: 347.9/km²
Dwellings: 861
Median household income: $77,000
After-tax: $70,500
Immigrant population: 9.2%
Top countries of origin (% of total population)
- United Kingdom2.9% · 60
- United States of America1.2% · 25
- Netherlands0.5% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Waldorf School(Independent) | Elementary | 2.9 km |
| Crossroads Learning Centre | Secondary | 3.4 km |
| Charles Bloom Secondary | K-12 | 3.5 km |
| J W Inglis Elementary | Elementary | 3.8 km |
| Lavington Elementary | Elementary | 8.2 km |
| Coldstream Elementary | Elementary | 17.3 km |
| Hillview Elementary | Elementary | 18.0 km |
| B X Elementary | Elementary | 18.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.