Property Type: Detached HouseOwnership: Freehold

4230 21ST Street S

Cranbrook, BC V1C7A7

$3,195,000

5 bed6 full, 2 half bath10 parking7,362 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,397

Interior

Basement
Full
Heating
Forced air, See remarks, Other
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Concrete, Tile, Hardwood, Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco
View
Mountain view, View (panoramic)

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, RV, Oversize, See Remarks, Heated Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level17'10'' x 16'9''
Living roomMain level29'0'' x 19'4''
Dining roomMain level22'8'' x 15'3''
StorageBasement17'9'' x 26'0''
WorkshopBasement26'0'' x 23'9''
PantryBasement9'6'' x 10'1''
Utility roomBasement12'0'' x 12'4''
Recreation roomBasement23'3'' x 27'0''
Recreation roomBasement16'6'' x 27'0''
Full bathroomBasement
BedroomBasement15'2'' x 12'4''
BedroomBasement15'2'' x 11'5''
GymBasement33'11'' x 26'10''
BedroomBasement17'0'' x 15'6''
Full ensuite bathroomBasement
Full ensuite bathroomMain level
BedroomMain level13'10'' x 19'8''
Laundry roomMain level7'2'' x 11'2''
DenMain level14'1'' x 15'2''
Partial bathroomMain level
PantryMain level10'7'' x 4'2''
FoyerMain level12'4'' x 10'9''
KitchenMain level18'4'' x 16'4''
Partial bathroomMain level
Full ensuite bathroomMain level

Listing Information

MLS®
10390637
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to an extraordinary custom-built estate on 5 private acres in Cranbrook’s prestigious Gold Creek area. Offering over 7000 sq. ft. of refined living space, this remarkable 5-bedroom, 6-bathroom home blends luxury, craftsmanship, recreation, & self-sufficiency in one unforgettable package. The main floor makes an immediate impression with vaulted ceilings, hand-hewn Douglas Fir beams, and a dramatic floor-to-ceiling double-sided wood-burning fireplace that anchors the home with warmth and character. The chef-inspired kitchen features granite countertops, custom cabinetry, generous workspace, and an effortless flow for everyday living or elevated entertaining. The walk-out lower level expands the lifestyle with a dedicated lounge/man cave, fully equipped home gym, bonus garage access, and exceptional storage or recreational space. Built with advanced ICF/styroblock construction, this home offers superior efficiency, low operating costs, full air conditioning, in-floor heating throughout including both garages, and a backup generator for peace of mind. Outside, the property delivers true resort-style living with a private pickleball court, raised garden beds, established fruit trees, and a fully elk-fenced perimeter. A stunning 3-season porch with wood-burning fireplace creates the perfect place to unwind and enjoy the peaceful natural setting. A rare Gold Creek estate offering the ultimate balance of Kootenay living, luxury finishes, privacy, recreation, and convenience. (id:63159)

Values & Trends

This listing

$434/sqft

Building average

No other active listings in this building

CRANL Cranbrook Periphery average

$511/sqft

7 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highlands ElementaryElementary1.8 km
Kootenay Orchards ElementaryElementary2.6 km
St Mary's Catholic Independent(Independent)Elementary3.0 km
Laurie Middle SchoolMiddle3.4 km
Steeples ElementaryElementary3.7 km
Kootenay Educational ServicesSecondary3.8 km
Gordon Terrace ElementaryElementary3.8 km
Mount Baker SecondaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($639,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,556,000.00
Periodic payment — Principal & Interest (monthly)$16,490.44
Additional monthly expenses (strata, tax, utilities, etc.)$817.75
Total monthly cost$17,308.19
Interest paid over 5-yr term$732,556.95
Balance at end of term$2,299,130.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$639,000
Stress test qualifying rate8.09%
Payment you must qualify for$19,654.75

Cash Needed at Closing

Minimum down payment$639,000
Estimated BC PTT$77,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$718,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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