Property Type: Detached HouseOwnership: Freehold

4230 SOWCHEA ROAD

Fort St. James, BC V0J1P0

$1,150,000

3 bed3 bath3,224 sqftBuilt 2010
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,419.94 (2025)

Interior

Basement
None
Heating
Radiant/Infra-red Heat, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Slab
Roof
Asphalt shingle, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining nookMain level
Dining roomMain level
FoyerMain level
Living roomMain level
OfficeMain level
Laundry roomMain level
Primary BedroomAbove
Bedroom 2Above
Bedroom 3Above
LoftAbove
Recreational, Games roomAbove

Listing Information

MLS®
R3119732
Listed
May 6, 2026
Time on market
On the market for 117 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Lakeshore Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your own private paradise—an exceptional 5.44-acre waterfront property showcasing an exquisitely crafted, custom-designed smart home. This stunning executive residence offers 3 bedrooms, a dedicated office, game room, and charming cottage-style touches throughout. Soaring vaulted ceilings, expansive windows, and a cozy wood-burning fireplace fill the living space with natural light and warmth, all while framing breathtaking lake views.The modern kitchen is a chef’s dream with sleek finishes, in-floor heating, and engineered hardwood floors. Enjoy an indoor/outdoor sound system, cedar hot tub, greenhouse, shed, and designer landscaping.The 2-car garage includes a generator-ready panel. A perfect year-round retreat where beauty, comfort, luxury and nature come together seemlessly. (id:63159)

Values & Trends

This listing

$357/sqft

Building average

No other active listings in this building

Fort St. James average

$250/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vanderhoof

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Population

1,386

(2021 Census)

-13.3% since 2016

Density: 59.1/km²

Dwellings: 671

Median household income: $91,000

After-tax: $78,500

Immigrant population: 10.9%

Top countries of origin (% of total population)

  • South Africa, Republic of1.8% · 25
  • Philippines1.4% · 20
  • Poland1.1% · 15
  • United Kingdom1.1% · 15
  • India0.7% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nak'al Bun Elementary School(Independent)Elementary4.0 km
David Hoy ElementaryElementary4.2 km
Fort St. James SecondarySecondary4.4 km
Fort St James Alternate SecondarySecondary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$696.00
Total monthly cost$6,631.52
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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