Property Type: Detached HouseOwnership: Freehold

4233 MACKENZIE 20 HIGHWAY

Bella Coola, BC V0T1H0

$445,000

2 bed2 bath1,600 sqftBuilt 1975
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
4.46 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,789.34 (2026)

Interior

Basement
None
Heating
Electric
Fireplace
Yes (1)
Appliances
Refrigerator, Stove, Washer/Dryer Combo

Exterior & Lot

Exterior features
Wood
View
Mountain view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional
Water source
Drilled Well
Parcel ID (PID)
003-143-341

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
FoyerLower level
KitchenMain level
Dining roomMain level
Dining nookMain level
OtherMain level
Living roomLower level
Primary BedroomAbove
Bedroom 2Above
Dining nookUpper Level

Listing Information

MLS®
R3146219
Listed
July 14, 2026
Time on market
On the market for 48 days
Tax assessment year
2026
Data last synced
August 29, 2026

Listing provided by: Landquest Realty Corp (Northern) · Data source: CREA DDF.

Description

Step into one of the Bella Coola Valley's most unique homes! This meticulously maintained 6-level character home is full of handcrafted woodwork, custom tile, cozy living spaces, spiral staircases, balconies, and a charming turret with spectacular views. Set on 4.46 acres of fertile, fully landscaped land in sunny Firvale, the property features mature willow and maple trees, fenced gardens, paved walkways, mountain views, and mountain goat sightings. A large powered shop with kitchen area and Valley Comfort wood stove, wood shed, chicken coop, and charming outhouse complete the property. Sold as is, where is with furnishings included. Option to purchase vehicles separately. A truly one-of-a-kind property just 15 minutes east of Hagensborg. (id:63159)

Values & Trends

This listing

$278/sqft

Building average

No other active listings in this building

Bella Coola average

$753/sqft

7 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mist

15°C

Mist

Humidity 89%

Wind W 12 km/h

Tonight

10°

Tuesday

16°

Tuesday night

Wednesday

16°

Wednesday night

10°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Nusatsum ElementaryElementary17.2 km
Sir Alexander Mackenzie SecondaryElementary17.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Coast (SD49)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$312.45
Total monthly cost$2,609.24
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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