Property Type: OtherOwnership: Freehold

4253 Highway 97 Highway

Oliver, BC V0H1T1

$3,449,000

3 bed3.5 bath3,243 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
15.29 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$5,321.9

Interior

Heating
No heat
Fireplace
None

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
Full bathroomBasement
BedroomBasement' x '
BedroomBasement' x '
Partial bathroomMain level
Primary BedroomMain level' x '
Living roomMain level' x '
KitchenMain level' x '

Listing Information

MLS®
10372304
Listed
February 2, 2026
Time on market
On the market for 210 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Located in the renowned South Okanagan wine region, this exceptional vineyard property at 4253 Highway 97, Oliver, BC offers a rare opportunity to own a productive agricultural asset in one of Canada’s premier grape-growing areas. The property features approximately +/-13.5 acres of established vineyard, thoughtfully planted with premium varietals including approximately 5 acres of Pinot Gris, 5 acres of Chardonnay, 2 acres of Pinot Noir, and 1.5 acres of table grapes. In addition to the vineyard, the property includes a tenanted single-family residence offering 3 bedrooms and 3 bathrooms, making it ideal for rental income, on-site staff housing, or future owner occupancy. With excellent highway exposure, prime agricultural land, and established vines in a highly sought-after wine region, this property presents an outstanding opportunity for vineyard operators, investors, or those looking to expand their presence in the Okanagan Valley. (id:63159)

Values & Trends

This listing

$1,064/sqft

Building average

No other active listings in this building

Oliver average

$609/sqft

36 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary8.1 km
Southern Okanagan SecondarySecondary8.1 km
Southern Okanagan AltSecondary8.1 km
Oliver ElementaryElementary8.2 km
Senpaq'cin School(Independent)Elementary8.5 km
Osoyoos ElementaryElementary11.6 km
Osoyoos SecondarySecondary11.7 km
Cawston Primary SchoolElementary16.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($689,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,759,200.00
Periodic payment — Principal & Interest (monthly)$17,801.42
Additional monthly expenses (strata, tax, utilities, etc.)$605.49
Total monthly cost$18,406.91
Interest paid over 5-yr term$790,794.65
Balance at end of term$2,481,909.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$689,800
Stress test qualifying rate8.09%
Payment you must qualify for$21,217.28

Cash Needed at Closing

Minimum down payment$689,800
Estimated BC PTT$90,450
Legal / closing costs (typical estimate)$1,500
Total cash needed$781,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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