Property Type: Detached HouseOwnership: Freehold

427 COLLINGWOOD ROAD

Keats Island, BC V0N1V0

$449,999

3 bed1 bath0 parking1,117 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Lot size
4,889 square feet
Frontage
0 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,218.59 (2025)

Interior

Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
0

Listing Information

MLS®
R3102987
Listed
March 24, 2026
Time on market
On the market for 160 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Elite West · Data source: CREA DDF.

Description

Try your offer on this charming 3-bed Keats Island retreat, where childhood memories are waiting to be made. Nestled just steps from the sandy shores of East Beach, this classic cabin radiates vintage character with its soaring vaulted wood ceilings and a cozy floor-to-ceiling brick fireplace perfect for family game nights. The 4889 square ft lot features a wrap-around sundeck designed for sun-drenched summer dinners and lazy afternoons. Updates include a brand new septic system, a newer roof, plumbing and a hot water tank. Ideally located only a 5-min stroll from the Eastbourne dock, you enjoy quick, stress-free access to Van and Langdale. With reliable internet and ready for your personal touch, this is the ultimate turnkey family escape. Comes with a mooring bouy for your boat. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Keats Island average

$674/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Langdale ElementaryElementary5.7 km
Gibsons ElementaryElementary5.9 km
Sunshine Coast Alternative SchoolK-125.9 km
Elphinstone SecondarySecondary6.1 km
Island Pacific School(Independent)Middle6.2 km
Bowen Island Community SchoolElementary6.9 km
Cedar Grove ElementaryElementary7.4 km
Gleneagles ElementaryElementary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,999.00
Periodic payment — Principal & Interest (monthly)$2,322.59
Additional monthly expenses (strata, tax, utilities, etc.)$240.88
Total monthly cost$2,563.47
Interest paid over 5-yr term$103,176.75
Balance at end of term$323,820.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.32

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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