Property Type: OtherOwnership: Freehold

4280 Anderson Road

Kelowna, BC V1W4C5

$2,040,000

5 bed3 bath4,450 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
10 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,513

Interior

Heating
Electric
Fireplace
None

Room Dimensions

RoomLevelDimensions
Living roomMain level'0'' x '0''
KitchenMain level'0'' x '0''
Full bathroomMain level'0'' x '0''
Full bathroomMain level'0'' x '0''
Full bathroomMain level'0'' x '0''
BedroomMain level'0'' x '0''
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Primary BedroomMain level'0'' x '0''

Listing Information

MLS®
10389162
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

A rare opportunity to own 10 acres of productive orchard land in the highly sought-after Ellison farming community. Ideally situated in one of the Okanagan's premier agricultural regions, 4280 Anderson Road offers the perfect blend of rural lifestyle, income-producing farmland, and multi-residence flexibility, all within minutes of Kelowna International Airport, UBCO, and everyday amenities. The property features approximately 8.74 acres of established apple production, including 6.70 acres of Ambrosia apples and 2.04 acres of Gala apples, both planted approximately 20 years ago. With fertile soils, excellent growing conditions, and a proven agricultural history, this property presents an outstanding opportunity for orchardists, investors, multi-generational families, or those seeking a country estate with agricultural potential. Adding to the property's versatility are two separate residences. The main home includes an in-law suite, while the cottage provides further flexibility for guests, family members, or supplementary revenue opportunities. Outbuilding options support the agricultural operation and provide space for equipment storage, workshops, and farm-related uses. Surrounded by picturesque orchards and rolling countryside, the property captures the essence of Okanagan living. Enjoy expansive rural views, peaceful surroundings, and the satisfaction of owning a productive piece of the valley's rich agricultural landscape. Conveniently located in Ellison, you're just minutes from award-winning wineries, golf courses, hiking trails, local farm markets, schools, and Kelowna International Airport, while maintaining the privacy and tranquility that make country living so desirable. (id:63159)

Values & Trends

This listing

$458/sqft

Building average

No other active listings in this building

Ellison average

$516/sqft

8 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ellison ElementaryElementary811 m
Aberdeen Hall Preparatory School(Independent)K-123.7 km
Rutland ElementaryElementary5.5 km
Rutland Middle SchoolMiddle5.8 km
Rutland Senior SecondaryElementary5.9 km
Pearson Road ElementaryElementary6.2 km
North Glenmore ElementaryElementary6.3 km
Dr Knox Middle SchoolMiddle6.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($408,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,632,000.00
Periodic payment — Principal & Interest (monthly)$10,529.11
Additional monthly expenses (strata, tax, utilities, etc.)$432.42
Total monthly cost$10,961.53
Interest paid over 5-yr term$467,735.89
Balance at end of term$1,467,989.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$408,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,549.51

Cash Needed at Closing

Minimum down payment$408,000
Estimated BC PTT$39,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$448,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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