Property Type: Detached HouseOwnership: Freehold

4283 Eagle Bay Road

Eagle Bay, BC V0E1T0

$945,000

7 bed4 bath1 parking3,007 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.72 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,699.98

Interior

Basement
Full
Heating
Electric, See remarks
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement6'8'' x 12'
Utility roomBasement12'8'' x 19'5''
BedroomBasement9'9'' x 10'10''
BedroomBasement11'1'' x 12'9''
Full bathroomBasement5'8'' x 9'7''
BedroomBasement12'10'' x 13'2''
Full ensuite bathroomBasement6'4'' x 9'7''
Primary BedroomBasement9'7'' x 13'8''
Living roomBasement12'6'' x 13'1''
Dining roomBasement12'3'' x 16'2''
KitchenBasement8'10'' x 9'6''
Laundry roomMain level5'6'' x 8'3''
Full bathroomMain level6'1'' x 10'2''
BedroomMain level10'5'' x 12'6''
BedroomMain level10'4'' x 10'
Full ensuite bathroomMain level8'3'' x 8'4''
Primary BedroomMain level13'3'' x 21'
Dining roomMain level11'8'' x 13'3''
Living roomMain level12'6'' x 20'3''
KitchenMain level8'4'' x 13'1''

Listing Information

MLS®
10372364
Listed
January 13, 2026
Time on market
On the market for 230 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

Welcome to 4238 Eagle Bay Rd. This is a beautifully maintained, one-owner home offering breathtaking views of Shuswap Lake and a thoughtful, functional layout that’s perfect for both everyday living and entertaining. Situated on a private and serene 0.72-acre lot, this 3,000 sq.ft. lake view residence features an incredible floor-plan with the massive kitchen, living room, and master bedroom all enjoying sparkling views of the lake. The spacious well-appointed kitchen and private deck make this home an entertainers dream. Downstairs, a fully finished 3-bedroom, 2-bathroom basement suite provides excellent flexibility for guests, extended family, or rental income. Outdoors, mature hedges and lush gardens surround the property, offering beauty and privacy year-round. And with public lake access just steps away, this is your chance to experience the ultimate in lake life without sacrificing comfort or convenience. Home has central vac and is plumbed for heat pump as well as piping for wood or pellet stove already installed. Crafted with care and quality materials, this home has been lovingly maintained by its original owner and is ready for you to move in and make your own. (id:63159)

Values & Trends

This listing

$314/sqft

Building average

No other active listings in this building

Eagle Bay average

$534/sqft

15 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle7.3 km
Carlin Elementary MiddleElementary/Middle13.3 km
Sorrento ElementaryElementary17.0 km
North Canoe ElementaryElementary20.7 km
Shuswap SDA(Independent)Elementary/Middle21.1 km
Eagle River SecondaryK-1221.7 km
Parkview Elementary SchoolElementary22.1 km
Salmon Arm SecondarySecondary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$756,000.00
Periodic payment — Principal & Interest (monthly)$4,877.46
Additional monthly expenses (strata, tax, utilities, etc.)$375.00
Total monthly cost$5,252.45
Interest paid over 5-yr term$216,671.77
Balance at end of term$680,024.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,732.29

Cash Needed at Closing

Minimum down payment$69,500
Estimated BC PTT$16,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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