4286 186 STREET
Surrey, BC V3Z1B4
$3,900,000
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 395,524.8 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,852.88 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Baseboard heaters, Forced air, Natural gas
- Fireplace
- Yes (2)
Parking
- Features
- Garage, Other
Listing Information
- MLS®
- R3127787
- Listed
- May 25, 2026
- Time on market
- On the market for 98 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX City Realty · Data source: CREA DDF.
Description
Rare opportunity to own 9.08 private acres on a quiet dead-end street - just 5 min to downtown Cloverdale & 3 min to Kwantlen University schools & proposed new hospital. Strong passive income from a 2,660 sq. ft. storage barn, 2,730 sq. ft. workshop & outside storage areas. Land is ideal for crops, livestock & contractor use. The updated main home features 4 bedrooms, 2 baths, hardwood floors, newer windows & doors, fresh paint & large deck. Fully renovated 2-bedroom basement suite with 2 entrances, enclosed patio, separate laundry, gym & office - perfect for rental income or on-site manager. Well water with reverse osmosis filtration system included. (id:63159)
Values & Trends
This listing
$1,329/sqft
Building average
—
No other active listings in this building
Surrey average
$691/sqft
1844 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Detached (House) Market Stats — Surrey
Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.
MLS® HPI Benchmark Price
$1,325,500
Jul 2026
Average Sale Price
$1,364,812
Jul 2026
Monthly Sales
61
Jul 2026
Active Listings
692
Jul 2026
Sales-to-Active Ratio
9.0%
Jul 2026
Median Days to Contract
43 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
Nearest station: Langley
13°C
Clear
Humidity 92%
Wind NW 4 km/h
Today
21°
Tonight
16°
Wednesday
19°
Wednesday night
14°
Thursday
18°
Thursday night
13°
Source: Environment and Climate Change Canada.
Population
568,322
(2021 Census)
+9.7% since 2016
Density: 1,797.9/km²
Dwellings: 195,098
Median household income: $98,000
After-tax: $87,000
Immigrant population: 44.6%
Top countries of origin (% of total population)
- India16.9% · 95,905
- Philippines5.2% · 29,510
- China4.2% · 23,850
- United Kingdom1.5% · 8,320
- Korea, South1.2% · 6,995
- Viet Nam1.1% · 6,425
- Pakistan1% · 5,710
- Taiwan1% · 5,540
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Alice Brown Elementary | Elementary | 2.9 km |
| East Kensington Elementary | Elementary | 3.1 km |
| Cloverdale Traditional | Elementary | 3.1 km |
| Martha Currie Elementary | Elementary | 3.1 km |
| Simonds Elementary | Elementary | 3.2 km |
| Gwa'sala-'Nakwaxda'xw School(Independent) | Elementary | 3.4 km |
| Cloverdale Learning Centre | Secondary | 3.5 km |
| SD 36 Alternate Cloverdale LC | Secondary | 3.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($780,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.