Property Type: Detached HouseOwnership: Freehold

429 Braid St

Penticton, BC V2A4Y2

$569,900

3 bed2 bath2 parking1,287 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,138

Interior

Heating
Forced air
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level12'1'' x 13'3''
BedroomSecond level11'10'' x 15'5''
BedroomSecond level12'8'' x 11'11''
4pc BathroomSecond level10'10'' x 5'9''
Living roomMain level13'10'' x 14'4''
KitchenMain level14'5'' x 14'2''
3pc BathroomMain level5'10'' x 6'7''

Listing Information

MLS®
10393708
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

LOCATION, CHARACTER & LIFESTYLE! Just minutes from downtown Penticton, this charming 3-bedroom, 2-bath character home is within walking distance of coffee shops, restaurants, shopping, the Farmers' Market, and the KVR Trail. Inside, you'll find reclaimed wood flooring, an updated kitchen and bathrooms, a bright functional layout, and three bedrooms, each with its own private balcony. Enjoy a private patio, detached wired garage, lane access, and additional off-street parking. With a newer roof and numerous updates, this move-in ready home also sits on an R4S-zoned lot offering future potential, subject to City approvals. A fantastic opportunity to enjoy the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Main North average

$490/sqft

56 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
ConnectEd - Alternative ProgramsSecondary428 m
Penticton SecondarySecondary537 m
Secondaire de PentictonSecondary537 m
Penticton Christian School(Independent)K-12892 m
Queens Park ElementaryElementary1.0 km
Uplands ElementaryElementary1.1 km
Holy Cross School(Independent)Elementary/Middle1.3 km
Entre-lacsElementary/Middle1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Cellar223 m
  • Lachi229 m
  • Twisted Chopsticks256 m
  • Sushi Heaven · 564 Main Street264 m
  • Gratify Foods · 544 Main Street265 m

Cafes (5+)

  • Angry Vegan · 536 Main Street253 m
  • Caffè d'Italia256 m
  • Blenz Coffee390 m
  • Bellevue Cafe467 m
  • Wayne & Freda · 249 Westminster Avenue W714 m

Parks (5+)

  • Unnamed443 m
  • Unnamed480 m
  • Unnamed505 m
  • Unnamed611 m
  • Ellis Park637 m

Pharmacies (3)

  • Remedy'sRx295 m
  • Knights Pharmacy306 m
  • Sunrise Pharmacy · 749 Main Street525 m

Banks & ATMs (5+)

  • Prospera Credit Union231 m
  • TD248 m
  • Scotiabank277 m
  • RBC360 m
  • CIBC421 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (strata, tax, utilities, etc.)$492.17
Total monthly cost$3,433.61
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,136.34

Cash Needed at Closing

Minimum down payment$31,990
Estimated BC PTT$9,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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