Property Type: TownhouseOwnership: Strata

43 6450 187 STREET

Surrey, BC V3S2X4

$726,000

2 bed3 bath2 parking1,189 sqftBuilt 2012
Get Directions

Amenities

Also listed: Clubhouse

Property Details

Property & Lot

Sub-type
Row / Townhouse

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$384/mo
Annual property tax
$2,784.95 (2025)

Interior

Basement
None, Unknown
Heating
Baseboard heaters, Electric
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Garage, Carport

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3144625
Listed
July 9, 2026
Time on market
On the market for 53 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sunstar Realty Ltd. · Data source: CREA DDF.

Description

Hillcrest by Mosaic. Welcome to this beautiful, bright 2-bedroom plus den townhouse in the heart of highly desirable Cloverdale!. Designed with modern living in mind, this home offers a seamless layout featuring a spacious open-concept main floor with a deck off the living room that's perfect for entertaining or relaxing with family. Close to all levels of schools. walking distance to future skytrain station and amenities. Ready to move in now. Must see. (id:63159)

Values & Trends

This listing

$611/sqft

Building average

No other active listings in this building

Surrey average

$504/sqft

920 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$753,000

Jul 2026

Average Sale Price

$718,941

Jul 2026

Monthly Sales

67

Jul 2026

Active Listings

453

Jul 2026

Sales-to-Active Ratio

15.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$960,200
$722,100
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hillcrest ElementaryElementary317 m
Don Christian ElementaryElementary740 m
Bibleway Christian Academy(Independent)Elementary932 m
Sunrise Ridge ElementaryElementary969 m
Clayton Heights SecondaryElementary1.0 km
Adams Road ElementaryElementary1.2 km
Latimer Road ElementaryElementary1.4 km
Katzie ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 64 Ave @ 188 St119 m
Northbound 188 St @ 64 Ave141 m
Eastbound 64 Ave @ 186 St250 m
Eastbound 64 Ave @ 188 St255 m
Westbound 64 Ave @ 186 St350 m

Nearby Places

Restaurants (4)

  • Memphis Blues Barbeque House · 18690 Fraser Highway495 m
  • Village Sushi · 18690 Fraser Highway517 m
  • Aka Sushi · 18408 64 Avenue651 m
  • 184 Pizza Corner · 18408 64 Avenue658 m

Cafes (2)

  • Starbucks · 18737 Fraser Highway546 m
  • Tim Hortons · 18682 Fraser Highway548 m

Grocery (2)

  • Save-On-Foods · 18710 Fraser Highway436 m
  • Nielsen's Your Independent Grocer · 18765 Fraser Highway623 m

Parks (4)

  • Hillcrest Park423 m
  • Don Christian Park662 m
  • Unnamed787 m
  • East View Park793 m

Pharmacies (2)

  • RiteCare Pharmacy · 18438 64 Avenue585 m
  • Shoppers Drug Mart667 m

Banks & ATMs (4)

  • Prospera Credit Union · 18722 Fraser Highway462 m
  • Coast Capital Savings546 m
  • RBC · 18676 Fraser Highway590 m
  • TD Canada Trust678 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,800.00
Periodic payment — Principal & Interest (monthly)$3,747.12
Additional monthly expenses (strata, tax, utilities, etc.)$675.15
Total monthly cost$4,422.27
Interest paid over 5-yr term$166,458.95
Balance at end of term$522,431.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,600
Stress test qualifying rate8.09%
Payment you must qualify for$5,216.66

Cash Needed at Closing

Minimum down payment$47,600
Estimated BC PTT$12,520
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,620

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information