Property Type: TownhouseOwnership: Leasehold

43 RIVERMOUNT Place Unit# 104D

Fernie, BC V0B1M7

$174,900

3 bed3 bath2 parking2,322 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Leasehold
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Heating
No heat, Electric
Fireplace
Yes (2)
Fireplace type
Electric, Unknown

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftSecond level11'5'' x 12'3''
4pc Ensuite bathSecond level
Primary BedroomSecond level14'7'' x 16'4''
FoyerBasement7'2'' x 8'7''
MediaBasement9'7'' x 15'7''
4pc BathroomMain level6' x 8'3''
4pc BathroomBasement6'1'' x 9'6''
BedroomMain level11'10'' x 15'9''
BedroomBasement7'2'' x 8'7''
Dining roomMain level12'0'' x 9'6''
Living roomMain level11'3'' x 20'0''
KitchenMain level9'0'' x 13'3''

Listing Information

MLS®
10377317
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Pinnacle Ridge Chalet – 1/4 Share Ownership 'D' Enjoy everything Fernie has to offer from this spacious and beautifully updated 3-bedroom plus den townhouse, designed for comfort, adventure, and easy ownership. With 1/4 share ownership, enjoy 12–13 weeks per year, plus the option to generate rental income when you're not using it. This inviting home features a bright, open-concept layout with vaulted ceilings, brand new carpets, and a stylish new kitchen backsplash. The gourmet kitchen offers stainless steel appliances, granite countertops, and flows seamlessly into the generous living and dining areas, perfect for gathering with family and friends. Step outside to your private patio complete with hot tub, BBQ, and a large lawn space to relax and take in the mountain views. With room to comfortably sleep up to 14 guests, the layout includes a bunk room, additional TV den with pull-out sofa, and a stunning upper-level primary suite featuring a window bench, oversized ensuite, soaker tub, and its own cozy fireplace. Heated tile floors, in-suite laundry, and an attached heated garage add to the convenience and comfort. Located just steps from the Elk River and close to world-class biking and hiking trails, plus an easy scenic walk into town, this property offers the perfect blend of relaxation and recreation. Turn-key, low-maintenance, and no GST. This is an incredible opportunity to own your piece of mountain lifestyle. Fernie – Where Your Next Adventure Begins! (id:63159)

Values & Trends

This listing

$75/sqft

Building average

No other active listings in this building

West Fernie average

No comparable active listings

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary828 m
The Fernie Academy(Independent)K-122.3 km
Isabella Dicken ElementaryElementary3.3 km
Fernie SecondaryK-123.7 km
Jaffray Elem-Jr SecondaryElementary/Middle20.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$139,920.00
Periodic payment — Principal & Interest (monthly)$902.72
Additional monthly expenses (strata, tax, utilities, etc.)$116.00
Total monthly cost$1,018.72
Interest paid over 5-yr term$40,101.47
Balance at end of term$125,858.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,745
Stress test qualifying rate8.09%
Payment you must qualify for$1,277.67

Cash Needed at Closing

Minimum down payment$8,745
Estimated BC PTT$1,749
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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