Property Type: OtherOwnership: Freehold

43 Sigalet Road

Lumby, BC V0E2G6

$2,495,000

4 bed2 bath10 parking2,130 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
Other
Style
Ranch
Stories
2
Lot size
383 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,225.33

Interior

Heating
Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Laminate, Carpeted, Wood

Exterior & Lot

Exterior features
Wood siding
View
Valley view
Waterfront
Waterfront on creek
Lot features
Balcony

Building

Roof
Other, Unknown
Water source
Well, Creek/Stream, Spring, Licensed
Sewer
Septic tank
Utilities
Electricity, Telephone
Parcel ID (PID)
013-627-881

Parking

Total spaces
10 — uncovered indicated
Features
Other

Room Dimensions

RoomLevelDimensions
OtherThird level72' x 104'
OtherThird level32' x 28'
3pc BathroomBasement7'8'' x 5'10''
Living roomBasement11'5'' x 9'2''
Primary BedroomBasement9'6'' x 13'3''
Laundry roomBasement14'9'' x 9'1''
BedroomBasement8'3'' x 10'3''
FoyerBasement6' x 8'1''
Family roomBasement12'1'' x 9'4''
BedroomMain level14'4'' x 13'2''
4pc BathroomMain level8'7'' x 8'5''
Primary BedroomMain level14'3'' x 12'5''
FoyerMain level6'8'' x 7'7''
Dining roomMain level7'6'' x 11'5''
Living roomMain level18'5'' x 18'9''
KitchenMain level11'6'' x 8'

Listing Information

MLS®
10376662
Listed
February 20, 2026
Time on market
On the market for 204 days
Data last synced
September 13, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Beautiful 383 acre farm/ranch property on 5 Titles. Open and treed acres with approximately 130 acres gravity irrigated hayfields and pastures, balance of land is rolling pasture and treed gulley with Bigg Creek running down the bottom. 169 acre ft of irrigation water licence from Bigg and Sigalet Creek. Reliable drilled Well indicating 20 GPM. Comfortable 4 bed / 2 full bath home with vaulted ceilings and finished walk out basement offering fantastic valley views. Outbuildings include a 28'x32' Shop and 72'x104' Hayshed, both with hydro service. Set up for cattle with sorting and calving pens/corrals, fenced and cross fenced. Property located 20 minutes from Lumby and close to Mabel Lake Provincial park. (id:63159)

Values & Trends

This listing

$1,171/sqft

Building average

No other active listings in this building

Lumby Valley average

$1,392/sqft

5 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

11°C

Humidity 57%

Wind ESE 12 km/h

Today

22°

Tonight

Monday

23°

Monday night

11°

Tuesday

20°

Tuesday night

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary17.5 km
Cherryville ElementaryElementary17.6 km
Charles Bloom SecondaryK-1217.7 km
Crossroads Learning CentreSecondary17.8 km
Okanagan Waldorf School(Independent)Elementary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

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Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,996,000.00
Periodic payment — Principal & Interest (monthly)$12,877.51
Additional monthly expenses (strata, tax, utilities, etc.)$209.11
Total monthly cost$13,086.63
Interest paid over 5-yr term$572,059.34
Balance at end of term$1,795,408.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,348.54

Cash Needed at Closing

Minimum down payment$499,000
Estimated BC PTT$52,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$553,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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