Property Type: Land / LotOwnership: Freehold

430 ESPLANADE AVENUE, Harrison Hot Springs

Harrison Hot Springs, BC V0M1K0

$1,990,000

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Property Details

Property & Lot

Lot size
165 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$7,506.96 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3117341
Listed
April 29, 2026
Time on market
On the market for 124 days
Tax assessment year
2025
Data last synced
September 1, 2026

Listing provided by: Interlink Realty · Data source: CREA DDF.

Description

Lake water front Prime development opportunity in the heart of Harrison Hot Springs. This C2-zoned property offers excellent potential for mixed commercial/residential use, motel/hospitality, retail, or other permitted commercial uses, Located on Esplanade Avenue near Harrison Lake, this is a rare offering in one of the area's most visible and desirable resort-town locations. The property offers approximately 66 feet of frontage and a large lot area of approximately 10,890 sq. ft., with city water and municipal sewer service. (id:63159)

Location Insights

Weather

Nearest station: Agassiz

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,905

(2021 Census)

+29.8% since 2016

Density: 347/km²

Dwellings: 1,045

Median household income: $74,000

After-tax: $67,500

Immigrant population: 18.5%

Top countries of origin (% of total population)

  • United Kingdom7.1% · 135
  • Germany1.6% · 30
  • United States of America1.3% · 25
  • Netherlands1.3% · 25
  • South Africa, Republic of1% · 20
  • Korea, South0.8% · 15
  • India0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Harrison Hot Springs ElementaryElementary661 m
Agassiz Elem-SecondaryK-127.4 km
Agassiz Centre for EducationSecondary7.4 km
Agassiz Christian School(Independent)Elementary7.7 km
Kent ElementaryElementary7.8 km
Timothy Christian School(Independent)K-1213.0 km
Rosedale Traditional CommunityElementary14.7 km
Mount Cheam Christian School(Independent)K-1215.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Hot Spring Villa Restaurant393 m
  • Milos Greek Taverna · 234 Esplanade Avenue433 m
  • John Fish & Chips484 m
  • Maison d'la Poutine House508 m
  • The Black Forest Restaurant · 180 Esplanade Avenue545 m

Cafes (5+)

  • Bungalow Ice Cream & Coffee Bar151 m
  • Muddy Waters Cafe · 328 Esplanade Avenue264 m
  • Lakefront Cafe374 m
  • The Green Star Café527 m
  • Suzy's Cafe · 196 Esplanade Avenue532 m

Parks (4)

  • Spring Park187 m
  • Rendall Park290 m
  • Woods Park513 m
  • Unnamed560 m

Nearby places data: © OpenStreetMap contributors.

School district: Fraser-Cascade (SD78)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($398,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,592,000.00
Periodic payment — Principal & Interest (monthly)$10,271.04
Additional monthly expenses (strata, tax, utilities, etc.)$625.58
Total monthly cost$10,896.62
Interest paid over 5-yr term$456,271.78
Balance at end of term$1,432,009.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$398,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,241.92

Cash Needed at Closing

Minimum down payment$398,000
Estimated BC PTT$37,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$437,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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