430 St. Patrick St
Oak Bay, BC V8S4X3
$3,499,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8,019 square feet
- Zoning
- Residential
RS-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $18,095.01
Interior
- Heating
- Natural gas, Other
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view, Ocean view
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Ensuite | Second level | 3-Piece |
| Bedroom | Second level | — |
| Ensuite | Second level | 4-Piece |
| Bedroom | Second level | — |
| Laundry room | Second level | — |
| Other | Second level | — |
| Ensuite | Second level | 5-Piece |
| Balcony | Second level | — |
| Primary Bedroom | Second level | — |
| Storage | Main level | — |
| Bathroom | Main level | 2-Piece |
| Media | Main level | — |
| Patio | Main level | — |
| Patio | Main level | — |
| Bathroom | Main level | 2-Piece |
| Mud room | Main level | — |
| Ensuite | Main level | 3-Piece |
| Bedroom | Main level | — |
| Pantry | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Office | Main level | — |
| Entrance | Main level | — |
Listing Information
- MLS®
- 1046602
- Listed
- August 11, 2026
- Time on market
- On the market for 20 days
- Data last synced
- August 28, 2026
Listing provided by: The Agency · Data source: CREA DDF.
Description
OPEN HOUSE SAT Aug 15, 1pm - 2.30pm Set along the Oak Bay waterfront, this award-winning modern residence offers over 3,000 sq ft of thoughtfully designed living space with ocean views throughout. The main floor is designed for both everyday living and entertaining, with a chef-inspired kitchen featuring Wolf and Sub-Zero appliances, an open-concept living and dining area, office, and bedroom with ensuite. Upstairs, the primary suite features a private balcony, walk-in closet, and spa-inspired 5-piece ensuite, complemented by two additional bedrooms, each with its own ensuite. A dedicated laundry room completes the upper level. An elevator connects both levels for added convenience. Outdoors, expansive patio and garden spaces extend the living area, while a detached studio offers additional flexibility. Complete with a double garage and ideally located near Willows Beach and Oak Bay Avenue, this exceptional home brings contemporary design to one of Victoria’s most desirable coastal settings. (id:63159)
Values & Trends
This listing
$1,145/sqft
Building average
—
No other active listings in this building
South Oak Bay average
$896/sqft
23 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Gonzales Point
15°C
—
Humidity 76%
Wind W 10 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
17,990
(2021 Census)
-0.6% since 2016
Density: 1,710.1/km²
Dwellings: 8,168
Median household income: $107,000
After-tax: $93,000
Immigrant population: 21.9%
Top countries of origin (% of total population)
- United Kingdom7% · 1,265
- United States of America2.9% · 515
- China1.5% · 270
- Germany0.9% · 155
- South Africa, Republic of0.5% · 85
- Netherlands0.4% · 80
- Philippines0.4% · 75
- Taiwan0.4% · 70
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
15
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Monterey Middle School | Elementary | 531 m |
| Margaret Jenkins Elementary | Elementary | 1.3 km |
| Glenlyon Norfolk School(Independent) | K-12 | 1.5 km |
| Oak Bay Secondary | Secondary | 1.9 km |
| Sundance-Bank Elementary | Elementary | 2.0 km |
| St Patrick's School(Independent) | Elementary | 2.3 km |
| Ecole Willows Elementary | Elementary | 2.5 km |
| Sir James Douglas Elementary | Elementary | 2.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Unnamed308 m
Parks (5+)
- Lafayette Park · 2200 Lafayette Street275 m
- Anderson Hill Park363 m
- Kitty Islet Park494 m
- Walbran Park684 m
- McMicking Point Park752 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($699,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.