Property Type: Detached HouseOwnership: Freehold

4315 Ladd Court

Kelowna, BC V1W0B6

$1,398,000

4 bed4.5 bath5 parking3,286 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,978.24

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level12'11'' x 15'11''
Dining roomMain level8'0'' x 10'11''
Living roomMain level16'11'' x 16'4''
PantryMain level5'6'' x 6'0''
Mud roomMain level5'5'' x 9'3''
DenMain level9'5'' x 9'0''
Partial bathroomMain level
Full bathroomSecond level
Full ensuite bathroomSecond level
Primary BedroomSecond level15'0'' x 13'11''
BedroomSecond level11'5'' x 10'4''
BedroomSecond level12'3'' x 11'5''
Laundry roomSecond level6'0'' x 10'11''
KitchenAdditional Accommodation10'0'' x 9'7''
Full bathroomAdditional Accommodation
Living roomAdditional Accommodation11'9'' x 14'9''
Primary BedroomAdditional Accommodation16'1'' x 10'1''
Laundry roomLower level3'3'' x 5'1''
Exercise roomLower level9'2'' x 14'0''
StorageLower level3'2'' x 5'8''

Listing Information

MLS®
10391700
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Shows like new but without GST quick possession is available! Meticulously maintained, welcome to a home that combines style, convenience, and versatility. With a 1 bedroom legal suite, low-maintenance outdoor space and a phenomenal main living area this home is perfect for many. Welcoming you inside are soaring ceilings and large primary living spaces with a two storey fireplace anchoring the living room. The well-equipped kitchen will impress with a large waterfall island, and a walk-in pantry with a beverage centre. Seamlessly transition from the dining area to the patio, where a pergola and the perfect amount of green space create an ideal setting for summer evenings and gatherings. A guest bathroom, mudroom with easy access to the garage + den/office complete the main. Upstairs, includes three bedrooms plus a laundry room. The king sized primary boasts a lavish ensuite with a freestanding soaker tub and tiled seamless glass shower. The lower level was professionally finished with extra soundproofind measures and can be accessed from either the interior or the exterior of the home- depending on your wants & needs. A den or gym dedicated to the main home is located on the lower level as well as the 1 bedroom modern suite. A private fully fenced outdoor space was brilliantly created for any occupants of the suite! Located in one of Kelowna’s most sought-after neighbourhoods, this home is steps from amenities, schools, beaches. Situated within the new community 'The Orchard' with park space for the kids to play! (id:63159)

Values & Trends

This listing

$425/sqft

Building average

No other active listings in this building

Lower Mission average

$703/sqft

94 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Dorothea Walker ElementaryElementary538 m
de l'Anse-au-sableK-121.1 km
Bellevue Creek ElementaryElementary1.1 km
Okanagan Mission SecondaryElementary1.1 km
Anne McClymont ElementaryElementary1.2 km
Lakeside School Kelowna(Independent)Elementary2.0 km
Canyon Falls Middle SchoolMiddle2.6 km
Casorso ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,118,400.00
Periodic payment — Principal & Interest (monthly)$7,215.54
Additional monthly expenses (strata, tax, utilities, etc.)$662.19
Total monthly cost$7,877.72
Interest paid over 5-yr term$320,536.65
Balance at end of term$1,006,004.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,867.36

Cash Needed at Closing

Minimum down payment$114,800
Estimated BC PTT$25,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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