Property Type: Detached HouseOwnership: Freehold

432 Bayles Road

Nakusp, BC V0G1R1

$725,000

2 bed2 bath4 parking1,314 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.72 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,533

Interior

Heating
Baseboard heaters, Stove, Electric, Wood
Fireplace
None
Flooring
Hardwood, Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Wood
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'0'' x 11'2''
3pc BathroomSecond level5'7'' x 7'6''
Hobby roomSecond level7'4'' x 8'0''
Family roomSecond level12'2'' x 15'0''
Dining roomMain level9'0'' x 12'2''
Laundry roomMain level5'6'' x 7'9''
4pc BathroomMain level7'0'' x 7'9''
Primary BedroomMain level11'3'' x 11'4''
Living roomMain level15'0'' x 16'2''
KitchenMain level10'0'' x 12'0''

Listing Information

MLS®
10385445
Listed
April 30, 2026
Time on market
On the market for 123 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

Chalet style home in beautiful Bayview Estates! This 2 bedroom & 2 bathroom home is tastefully finished with high wood ceilings, laminated beams, hardwood and tile floors. The custom kitchen has oak cabinets, pot lights, stainless steel appliances and opens up to the livingroom with floor to ceiling windows and a cozy wood heater. Enjoy your morning coffee on the sundeck out front or on the covered deck off the dining room. The loft has a bedroom, 3 piece bathroom and the open area is well suited for hobbies, a family room or even a third bedroom. The large .72 acre lot is located in a cul-de-sac, with access from the front and rear. The backyard is nicely shaded by large cedar trees, has a sunny garden spot and Baerg Creek runs through it. Other outdoor features include fruit trees, flowering bushes, a unique stone patio, wood shed, storage shed and a bunkie for extra guests - wired and with it's own bathroom. Lake access for the residents in this subdivision is just steps away! Boat launches are just minutes away in Nakusp and McDonald Creek Park. (id:63159)

Values & Trends

This listing

$552/sqft

Building average

No other active listings in this building

Nakusp average

$420/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nakusp ElementaryElementary9.2 km
Nakusp SecondarySecondary9.5 km
Burton ElementaryElementary19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$277.08
Total monthly cost$4,019.05
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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