Property Type: TownhouseOwnership: Strata

433 Churchill Avenue Unit# 101

Penticton, BC V2A1C9

$1,079,000

3 bed3.5 bath2 parking1,865 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$553/mo
Annual property tax
$6,163

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Reserve Fund Contributions

Interior

Heating
See remarks
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Ceramic Tile, Mixed Flooring

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement26'5'' x 10'11''
Utility roomBasement13' x 4'
StorageBasement12'2'' x 3'
Recreation roomBasement16'8'' x 10'1''
Living roomMain level12'8'' x 13'11''
Laundry roomMain level6'3'' x 5'4''
FoyerMain level9'4'' x 4'11''
Dining roomMain level12' x 9'
2pc BathroomMain level5'6'' x 5'4''
KitchenMain level14'7'' x 11'6''
Family roomSecond level9' x 8'10''
BedroomSecond level9'1'' x 11'
BedroomSecond level9' x 11'
4pc BathroomSecond level5'1'' x 7'5''
3pc Ensuite bathThird level16'10'' x 11'
Primary BedroomThird level16'10'' x 11'

Listing Information

MLS®
10386088
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK VIDEO TOUR. Just steps from the shimmering shores of Okanagan Lake, this award-winning modern townhome offers a quiet sense of luxury where every detail has been thoughtfully designed. Sunlight pours through soaring 18-FOOT CEILINGS and FLOOR-TO-CEILING WINDOWS with convenient POWER BLINDS, gently illuminating the home’s refined finishes. From warm ELEGANT HEATED TILED FLOORS to QUARTZ surfaces and a stunning staircase that feels like art. The kitchen invites connection. Complete with PREMIUM APPLIANCES and a Wolf gas range, perfect for slow mornings or intimate evenings. Upstairs, three serene bedrooms offer a peaceful retreat. Enjoy the balcony overlooking Penticton from the second bedroom. The master offers a spa-inspired ensuite with a WALK-IN STEAM SHOWER… a space to truly unwind. And above it all, your private ROOFTOP PATIO… a place to sip, gather, and take in the beauty of the OKANAGAN LAKE AND MOUNTAINS. A convenient gas connection allows for a fire table to sit around and enjoy. A short stroll brings you to the lake, local markets, charming cafes, wineries, and KVR trails. This is more than a home…It’s a feeling. A lifestyle. A beautiful next chapter. (id:63159)

Values & Trends

This listing

$579/sqft

Building average

No other active listings in this building

Main North average

$425/sqft

23 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary584 m
ConnectEd - Alternative ProgramsSecondary1.3 km
Penticton SecondarySecondary1.4 km
Secondaire de PentictonSecondary1.4 km
Penticton Christian School(Independent)K-121.6 km
Uplands ElementaryElementary1.8 km
Holy Cross School(Independent)Elementary/Middle2.1 km
West Bench ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bad Tattoo · 169 Estabrook Avenue287 m
  • The Black Antler · 218 Winnipeg Street342 m
  • Lees Overseas Delights369 m
  • Patio Burger & ice cream co.397 m
  • Katsu Heaven · 203 Martin Street430 m

Cafes (4)

  • Balance Vegetarian Shop and Tea Room264 m
  • Wayne & Freda · 249 Westminster Avenue W272 m
  • Bellevue Cafe530 m
  • Blenz Coffee601 m

Parks (5+)

  • Unnamed264 m
  • Unnamed303 m
  • Rotary Park366 m
  • Gyro Park400 m
  • Unnamed432 m

Pharmacies (2)

  • Knights Pharmacy678 m
  • Remedy'sRx705 m

Banks & ATMs (5+)

  • Unnamed454 m
  • BMO468 m
  • Valley First Credit Union504 m
  • CIBC566 m
  • RBC628 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$863,200.00
Periodic payment — Principal & Interest (monthly)$5,569.07
Additional monthly expenses (strata, tax, utilities, etc.)$1,159.09
Total monthly cost$6,728.17
Interest paid over 5-yr term$247,395.60
Balance at end of term$776,451.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,659.66

Cash Needed at Closing

Minimum down payment$82,900
Estimated BC PTT$19,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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