Property Type: Detached HouseOwnership: Freehold

4332 Circle Drive

Fairmont Hot Springs, BC V0B1L2

$629,900

3 bed2 bath1 parking2,113 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
3
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$2,277.91

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Laminate, Carpeted, Mixed Flooring
Appliances
Refrigerator, Oven - Electric, Dishwasher, Range, Freezer, Washer & Dryer

Exterior & Lot

Exterior features
Wood
Pool
Inground pool, Outdoor pool
Lot features
Two Balconies

Building

Roof
Metal, Unknown
Water source
Community Water User's Utility
Sewer
Septic tank
Parcel ID (PID)
012-053-082

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Other

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement12'6'' x 6'6''
Laundry roomBasement11'7'' x 13'8''
OtherBasement11'8'' x 11'
Family roomBasement12'6'' x 24'
OtherSecond level5' x 13'
BedroomSecond level10'7'' x 10'6''
BedroomSecond level11'8'' x 10'6''
Full bathroomMain level
Full ensuite bathroomMain level
Primary BedroomMain level11' x 11'8''
Mud roomMain level10' x 11'6''
KitchenMain level8' x 17'8''
Dining roomMain level13'6'' x 10'
Living roomMain level13'6'' x 14'4''

Listing Information

MLS®
10386707
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

This three-bedroom, two-bathroom residence on a 0.3-acre cul-de-sac lot provides a functional entry point into the Fairmont Hot Springs market for first-time buyers or recreational investors. Built as a barn-shaped structure with Pan-Abode siding, the home is protected by a long-lasting metal roof and supported by a dual heating system of electric baseboards and a wood-burning stove. The interior features a practical mix of carpet and linoleum flooring, while the updated kitchen includes stainless steel appliances and durable laminate countertops. Outdoor living space is expanded by a screened-in deck and a front porch designed for seating, both of which capitalize on views of the Purcell Mountains and the Fairmont Hoodoos. Storage for mountain equipment and seasonal tools is optimized through a single-car detached garage, a dedicated garden shed, and a separate wood shed. As a member of the Dutch Creek Neighbourhood Association, residents gain exclusive access to a private community hub featuring a swimming pool and recently refurbished tennis courts. Located within minutes of three local golf courses, the natural mineral hot springs, and the Fairmont ski hill, this property represents a versatile mountain holding with low-maintenance landscaping and immediate proximity to the Columbia Valley’s year-round recreation. (id:63159)

Values & Trends

This listing

$298/sqft

Building average

No other active listings in this building

Fairmont/Columbia Lake average

$380/sqft

28 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary17.6 km
Windermere ElementaryElementary18.4 km
Eileen Madson Primary SchoolElementary22.9 km
David Thompson SecondarySecondary23.5 km
J Alfred Laird ElementaryElementary23.7 km
Open Doors Alternate EducationSecondary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (strata, tax, utilities, etc.)$295.83
Total monthly cost$3,546.95
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,551.58

Cash Needed at Closing

Minimum down payment$37,990
Estimated BC PTT$10,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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