Property Type: Condo / ApartmentOwnership: Strata

4378 Copper Cove Road

Scotch Creek, BC V0E1M5

$1,569,000

2 bed2 bath1,718 sqftBuilt 1988
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Amenities

Also listed: Other

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.9 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$193/mo
Annual property tax
$5,433.13

Maintenance Fee Includes

Water

Also included: Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomMain level13'6'' x 18'7''
BedroomSecond level13'1'' x 10'3''
3pc BathroomSecond level9'5'' x 4'11''
Family roomSecond level13'1'' x 21'4''
Primary BedroomMain level13'1'' x 14'8''
3pc BathroomMain level9'5'' x 10'6''
Dining roomMain level9'10'' x 15'1''
KitchenMain level8'11'' x 15'1''
Living roomMain level15'0'' x 23'6''

Listing Information

MLS®
10375623
Listed
March 16, 2026
Time on market
On the market for 168 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

4378 Copper Cove, welcome to the Shuswap Lake life. This Shuswap waterfront has all the features in this character cottage with some well-appointed updates to bring in the modern comforts with classic design. Close to Scotch Creek, year-round use, right on the water with privacy and stunning views facing south to Copper Island. With a little bunkie for the kids and guests, this 2 bed 2 bath home has more room than you first think. In a small friendly strata called Copper Cove which provides a water system and more, including a common area beach and dock. This property features its own dock and buoy on approx 139 feet of water frontage. All appliances updated in the last few years. The sun deck wraps around almost 3 full sides of the house, with lower decks, gazebos and hot tub area perfect for enjoying this property in multiple seasons. Check out the 3D tour. This could be your view this summer. (id:63159)

Values & Trends

This listing

$913/sqft

Building average

No other active listings in this building

North Shuswap average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle5.1 km
Sorrento ElementaryElementary6.4 km
Carlin Elementary MiddleElementary/Middle13.2 km
Haldane ElementaryElementary22.6 km
Chase Elementary-SecondaryElementary22.7 km
Shuswap SDA(Independent)Elementary/Middle23.2 km
North Canoe ElementaryElementary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($313,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,255,200.00
Periodic payment — Principal & Interest (monthly)$8,098.12
Additional monthly expenses (strata, tax, utilities, etc.)$732.09
Total monthly cost$8,830.22
Interest paid over 5-yr term$359,743.93
Balance at end of term$1,129,056.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$313,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,652.05

Cash Needed at Closing

Minimum down payment$313,800
Estimated BC PTT$29,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$344,680

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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