Property Type: Detached HouseOwnership: Freehold

4383 Ross Spur Road

Ross Spur, BC V0G1Z0

$649,000

3 bed2 bath2 parking3,002 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.56 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,768

Interior

Heating
Forced air, Electric, Other
Fireplace
Yes (1)
Fireplace type
Insert, Pellet, Stove

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomLower level25'0'' x 27'0''
WorkshopLower level4'0'' x 15'6''
Utility roomLower level26'0'' x 16'0''
Full bathroomMain level6'5'' x 8'3''
Full ensuite bathroomMain level5'0'' x 8'2''
Primary BedroomMain level12'0'' x 12'8''
BedroomMain level10'4'' x 13'0''
BedroomMain level11'8'' x 10'3''
Living roomMain level17'0'' x 16'0''
Dining roomMain level10'0'' x 16'0''
KitchenMain level14'0'' x 10'3''
Dining nookMain level6'0'' x 10'3''
StorageMain level5'0'' x 5'0''
Laundry roomMain level5'0'' x 8'0''
Mud roomMain level5'0'' x 9'0''

Listing Information

MLS®
10392080
Listed
June 23, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

Welcome to your own private retreat in Ross Spur. Set on 1.56 acres surrounded by mature trees, this beautifully maintained 3 bedroom, 2 bathroom home combines privacy, sunshine, views, and main level living. The spacious main floor has vaulted ceilings, a stunning stone wood fireplace (2023), and a wall of windows that fill the home with natural light. The updated kitchen offers ample cabinetry and generous counter space. Mechanical updates include a roof (2022), and a pellet stove (2021). Other thoughtful updates include flooring/trim, paint, blinds, and light fixtures. The partially finished basement provides additional living space, storage, or flexibility for hobbies and guests. Outside, there is a large deck to take in the property's incredible peaceful surroundings. You'll appreciate the privacy and sun exposure! Other exterior perks are a paved driveway and parking, double garage, large carport, workshop, and a Seacan storage and carport! Plenty of space for vehicles, RVs, boats, trailers, and recreational equipment. Properties that offer this combination of privacy, views, sunshine, storage, and move-in-ready comfort are rarely available - but this one is ready for you! (id:63159)

Values & Trends

This listing

$216/sqft

Building average

No other active listings in this building

Nelson South/Salmo Rural average

$653/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Salmo SecondaryK-1210.8 km
Salmo Elementary SchoolElementary11.3 km
Fruitvale ElementaryElementary12.4 km
Kinnaird ElementaryElementary19.5 km
Glenmerry ElementaryElementary20.0 km
Twin Rivers ElementaryElementary21.9 km
Kootenay Columbia SecondarySecondary22.0 km
Stanley Humphries SecondarySecondary22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$380.67
Total monthly cost$3,730.37
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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