Property Type: Detached HouseOwnership: Freehold

4384 BIRCH LAKE DUMP ROAD

Bridge Lake, BC V0K1E0

$445,000

2 bed0 bath669 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,138.41 (2026)

Interior

Basement
Partial
Heating
Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Great roomMain level
Bedroom 2Main level
Bedroom 3Main level
StorageBasement

Listing Information

MLS®
R3130120
Listed
June 1, 2026
Time on market
On the market for 91 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Well maintained cozy Panabode style cottage sitting on the shores of Pristine Birch Lake, a great fishing lake with 10 HP restriction. Two bedrooms, open floor plan with large windows and glass slider to capture your fabulous view. Step out onto the sundeck to soak in the sun with the southern exposure. Propane appliances and solar system for lighting. Alternative washroom facilities, sauna, outside shower set up and storage shed complete the outbuildings. Enjoy your campfire at the waters edge, or step out onto the composite dock system to go for a swim or spend the day fishing. Located adjacent to Crown Land with endless trails to explore. (id:63159)

Values & Trends

This listing

$665/sqft

Building average

No other active listings in this building

Bridge Lake average

$413/sqft

26 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$127.87
Total monthly cost$2,424.66
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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