Property Type: Land / LotOwnership: Freehold

4389 Highway 33 Lot# 3

Westbridge, BC V0H1Y0

$389,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
5.01 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on river

Listing Information

MLS®
10374098
Listed
January 28, 2026
Time on market
On the market for 215 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to five acres of riverfront opportunity along the serene Kettle River, just one hour south of Kelowna. This rare, newly subdivided, fully non-ALR parcel is a true blank canvas, perfect for your custom dream home, workshop, barns, or even a full equestrian setup with paddocks and fencing. Future owners can explore a wide range of possibilities with the Regional District to shape the property to their vision, and the property also comes with the convenience of a private well. Imagine designing your ideal rural lifestyle in a setting that offers peace, privacy, and the soothing sounds of the river at your doorstep. Nestled in the charming Westbridge community, known for its welcoming rural character and abundant outdoor recreation, this location offers world-class fishing, horseback riding, and wilderness adventures. Don’t miss your chance to own a rare slice of riverfront paradise, where your vision can truly come to life. (id:63159)

Location Insights

Weather

Nearest station: Rock Creek

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beaverdell ElementaryElementary15.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,200.00
Periodic payment — Principal & Interest (monthly)$2,007.76
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,007.76
Interest paid over 5-yr term$89,190.81
Balance at end of term$279,925.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,841.71

Cash Needed at Closing

Minimum down payment$19,450
Estimated BC PTT$5,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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