Property Type: TownhouseOwnership: Strata

44 840 Craigflower Rd

Esquimalt, BC V9A2X1

$540,000

3 bed2 bath1 parking1,316 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,298 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$437/mo
Annual property tax
$3,614.46

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation3'10 x 9'3
StorageSecond level4'7 x 7'0
BedroomSecond level8'0 x 12'6
BedroomSecond level8'11 x 9'10
Laundry roomMain level6'6 x 8'0
BathroomSecond level4'11 x 8'11
BathroomMain level4'1 x 5'11
Primary BedroomSecond level9'7 x 13'5
KitchenMain level7' x 8'
Dining roomMain level8'8 x 10'9
Living roomMain level11'0 x 21'8
BalconyMain level5'1 x 17'11
EntranceMain level3'10 x 16'5

Listing Information

MLS®
1047084
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Three bedrooms. Two bathrooms. Two full levels. A great way to get into the market without settling for less space. This freshly renovated townhouse has not been lived in since the work was completed, so everything still feels fresh, right down to the brand-new carpet. Downstairs, there’s plenty of room to actually live, with generous living and dining spaces, an updated kitchen, full-size laundry and private outdoor space surrounded by greenery. Upstairs, all three bedrooms are tucked away from the main living areas for a little more peace and privacy. Newer appliances and updated bathrooms mean there’s no renovation list waiting for you. Dogs and cats of all sizes are welcome, and the location makes everyday life easy, with shopping, transit, parks, the Galloping Goose Trail and downtown Victoria all close by. Even better, the Gorge waterfront is nearby for an evening walk, a weekend wander or your new daily routine. (id:63159)

Values & Trends

This listing

$410/sqft

Building average

No other active listings in this building

Kinsmen Park average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind E calm km/h

Today

20°

Tonight

13°

Wednesday

15°

Wednesday night

12°

Thursday

17°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

17,653

(2021 Census)

Density: 2,418.2/km²

Dwellings: 9,036

Median household income: $76,000

After-tax: $67,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 525
  • Philippines1.5% · 270
  • United States of America1.2% · 215
  • India0.8% · 145
  • China0.7% · 115
  • Germany0.5% · 85
  • Viet Nam0.3% · 60
  • France0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Esquimalt High SchoolSecondary333 m
Victoria West ElementaryElementary846 m
BeausoleilElementary1.0 km
Victor-BrodeurK-121.0 km
Selkirk Montessori School(Independent)Elementary/Middle1.2 km
Tillicum Community SchoolElementary1.3 km
Rockheights Middle SchoolElementary1.3 km
SJ Burnside Education CentreSecondary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Thai Green Elephant · 809 Craigflower Road175 m
  • Marhaba Restaurant · 90 Gorge Road West600 m
  • Crown Palace · 405 Craigflower Road729 m
  • Floyd's Diner733 m
  • Hecklers Bar & Grill · 123 Gorge Road East756 m

Cafes (1)

  • Spiral Cafe · 418 Craigflower Road658 m

Parks (5+)

  • Anderson Park203 m
  • Arm Street Promenade271 m
  • Arm Street Park · 1455 Arm Street273 m
  • Unnamed312 m
  • Unnamed344 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (strata, tax, utilities, etc.)$804.20
Total monthly cost$3,591.32
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,929.41

Cash Needed at Closing

Minimum down payment$29,000
Estimated BC PTT$8,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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