Property Type: Land / LotOwnership: Freehold

440 ECHO AVENUE, Harrison Hot Springs

Harrison Hot Springs, BC V0M1K0

$649,000

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Property Details

Property & Lot

Lot size
0.21 acres
Frontage
59 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,133.91 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3127749
Listed
May 26, 2026
Time on market
On the market for 97 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Nyda Realty Inc. · Data source: CREA DDF.

Description

Prime single-family building lot in the heart of Harrison Hot Springs, one of BC's most cherished lakeside communities. At 8,935 sq ft there is generous room to build the home you have been planning. Located on Echo Ave and just steps from the lake, Rotary Beach, the village shops, local restaurants, and the iconic Harrison Hot Springs Resort. Whether you are looking for a year-round home or a quiet weekend retreat, this is the setting you have been waiting for. Spend your mornings at the water's edge and your evenings surrounded by mountain views. All services are in place and this lot is ready to build. Opportunities like this in Harrison Hot Springs are rare. * PREC - Personal Real Estate Corporation (id:63159)

Location Insights

Weather

Nearest station: Agassiz

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,905

(2021 Census)

+29.8% since 2016

Density: 347/km²

Dwellings: 1,045

Median household income: $74,000

After-tax: $67,500

Immigrant population: 18.5%

Top countries of origin (% of total population)

  • United Kingdom7.1% · 135
  • Germany1.6% · 30
  • United States of America1.3% · 25
  • Netherlands1.3% · 25
  • South Africa, Republic of1% · 20
  • Korea, South0.8% · 15
  • India0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Harrison Hot Springs ElementaryElementary517 m
Agassiz Elem-SecondaryK-127.1 km
Agassiz Centre for EducationSecondary7.1 km
Agassiz Christian School(Independent)Elementary7.4 km
Kent ElementaryElementary7.5 km
Timothy Christian School(Independent)K-1212.8 km
Rosedale Traditional CommunityElementary14.4 km
Mount Cheam Christian School(Independent)K-1215.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Hot Spring Villa Restaurant539 m
  • Milos Greek Taverna · 234 Esplanade Avenue573 m
  • John Fish & Chips577 m
  • Kitami Japanese Restaurant595 m
  • Maison d'la Poutine House642 m

Cafes (5+)

  • Bungalow Ice Cream & Coffee Bar315 m
  • Muddy Waters Cafe · 328 Esplanade Avenue432 m
  • Lakefront Cafe521 m
  • Harrison Corner Cafe · 310 Hot Springs Road595 m
  • Suzy's Cafe · 196 Esplanade Avenue655 m

Parks (4)

  • Spring Park157 m
  • Woods Park284 m
  • Rendall Park452 m
  • Unnamed497 m

Nearby places data: © OpenStreetMap contributors.

School district: Fraser-Cascade (SD78)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$177.83
Total monthly cost$3,527.53
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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