Property Type: Detached HouseOwnership: Freehold

440 Gilbert Rd

Qualicum Beach, BC V9K1V2

$2,099,000

3 bed2 bath4 parking1,606 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Lot size
79.81 acres
Zoning
Agricultural

A-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,633.79

Interior

Heating
Heat Pump, Baseboard heaters, Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'0 x 14'10
EnsuiteMain level4-Piece
PantryMain level7'0 x 4'8
BedroomMain level11'0 x 11'7
BedroomMain level12'6 x 11'7
BathroomMain level3-Piece
Primary BedroomMain level11'8 x 14'2
Living roomMain level22'2 x 15'0
KitchenMain level16'10 x 12'9

Listing Information

MLS®
1032137
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (PK) · Data source: CREA DDF.

Description

80 ac close to Qualicum Beach! Imagine your own estate property, mostly treed, with several walking trails selectively cut through the forest. The 1600sf home, built in 2023, has vaulted ceilings, beams cut from the wood milled from the property, loads of light from oversized windows & 4 skylights, an open plan & attention to exquisite detailing. The kitchen boasts Jenn air appliances, a sub zero fridge/freezer, farm sink, granite counters, fun dining table & there is loads of storage, both here and in the pantry. Maple hardwood & natural stone Travertine flooring with pine trim throughout, on a 5’crawl space, & doors that give access to the great outdoors from all sorts of rooms. The 2 additional BRs, have their own stacking W/D in the 3pc main bath. The Primary 4pc ensuite has a separate soaker tub, tiled shower & generous walk in closet. The mud room boasts another stacking W/D, sink & room for boots and coats to be shrugged off after working the land. There is even a hot tub under the stars to soak in after a long day! The Blaze King wood stove keeps things toasty in the winter & the heat pump cools the hot summer days. Luxury on the Farm! Outside, there is a 2ac fenced garden, home to apple, plum, hazelnut, walnut, nectarine, cherry & Asian pear trees. A 1ac fenced animal area with various houses for chickens, turkeys, ducks, as well as an 11ac cleared area, perhaps for cattle or sheep in the future–you decide! Two ponds on the property, one spring fed which ranges from 4-16’ deep and another in the garden area where the dogs like to cool off on a hot day. Two wells on the property, both approx. 78’deep, produce 25 & 8 gpm respectively. The well house is home to extra freezer/fridge space & a 24KW generator automatically keeps all necessary things operational with any power outage. From the gardens near the house, there is a view of Mt Arrowsmith, a greenhouse & raised beds, full of herbs & veggies, a treasure trove of food for the family. EV car charger. (id:63159)

Values & Trends

This listing

$1,307/sqft

Building average

No other active listings in this building

Qualicum Beach average

$612/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Arrowsmith Independent School(Independent)Elementary1.7 km
Qualicum Beach ElementaryElementary3.2 km
Kwalikum SecondarySecondary4.8 km
Arrowview ElementaryElementary7.1 km
Oceanside ElementaryElementary10.1 km
Pass/Woodwinds AlternateSecondary10.8 km
Ecole Secondaire Ballenas SecondarySecondary11.0 km
Errington ElementaryElementary11.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($419,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,679,200.00
Periodic payment — Principal & Interest (monthly)$10,833.63
Additional monthly expenses (strata, tax, utilities, etc.)$632.82
Total monthly cost$11,466.44
Interest paid over 5-yr term$481,263.55
Balance at end of term$1,510,445.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$419,800
Stress test qualifying rate8.09%
Payment you must qualify for$12,912.46

Cash Needed at Closing

Minimum down payment$419,800
Estimated BC PTT$40,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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