Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

440 MANCHESTER Road

Kitchener, BC N2B1A5

$789,900

4 bed2.5 bath6 parking1,670 sqftBuilt 1957
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
57 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,599

Interior

Basement
Finished, Full
Heating
Heat Pump, Hot water radiator heat, Radiant heat, Natural gas
Cooling / A/C
Wall unit, Ductless
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick, Aluminum siding, Other
Lot features
Conservation/green belt, Paved driveway, Private Yard

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomBasement10'4'' x 21'1''
Family roomLower level19'2'' x 24'10''
Utility roomBasement10'0'' x 9'3''
2pc BathroomBasement6'1'' x 7'4''
FoyerLower level5'2'' x 10'3''
4pc BathroomSecond level7'0'' x 9'0''
BedroomSecond level8'3'' x 11'2''
BedroomSecond level8'3'' x 11'2''
Primary BedroomSecond level12'4'' x 12'8''
KitchenMain level13'5'' x 9'6''
Dining roomMain level8'10'' x 10'1''
Living roomMain level22'4'' x 11'4''

Listing Information

MLS®
40861192
Listed
September 9, 2026
Time on market
On the market for 5 days
Data last synced
September 15, 2026

Listing provided by: PEAK REALTY LTD. · Data source: CREA DDF.

Description

Welcome home to 440 Manchester Road, a beautifully updated detached sidesplit tucked into Kitchener’s established Heritage Park/Rosemount area. From the moment you arrive, the home feels warm and inviting, with great curb appeal, a private driveway, mature surroundings, and a backyard that offers space to relax, entertain, garden, or simply enjoy being outdoors. Inside, the layout is bright, comfortable, and functional, with a spacious living room, dedicated dining area, and an updated kitchen that works well for everyday living and hosting. The upper level features three comfortable bedrooms and a refreshed main bathroom, while the finished lower level adds a large family room, 2-piece bathroom, laundry area, and separate walk-out entrance, creating extra flexibility for families, guests, work-from-home space, or future possibilities. This space currently set up as an office but has mainly been used as a bedroom and has many, many potential options With thoughtful updates throughout, including newer windows, updated flooring, all new doors, and kitchen and bathroom improvements, this is a well-cared-for home in a convenient location close to schools, parks, shopping, public transit, highway access, downtown Kitchener, and greenbelt/conservation areas. A wonderful opportunity in a mature neighbourhood where comfort, space, and location come together. (id:63159)

Values & Trends

This listing

$473/sqft

Building average

No other active listings in this building

224 - Heritage Park/Rosemount average

$388/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$631,920.00
Periodic payment — Principal & Interest (monthly)$4,076.93
Additional monthly expenses (strata, tax, utilities, etc.)$467.25
Total monthly cost$4,544.18
Interest paid over 5-yr term$181,110.09
Balance at end of term$568,414.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,658.89

Cash Needed at Closing

Minimum down payment$53,990
Estimated BC PTT$13,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$69,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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