440 SIMON FRASER AVENUE
Fraser Lake, BC V0J1S0
$280,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 12,632.4 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,471.73 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas, Wood
- Fireplace
- Yes (1)
Exterior & Lot
- Exterior features
- Other
- View
- Lake view, View, View of water
Building
- Foundation
- Concrete Perimeter
- Roof
- Asphalt shingle, Conventional
Parking
- Features
- Carport, Open
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bedroom 4 | Basement | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
| Foyer | Basement | — |
| Flex Space | Basement | — |
Listing Information
- MLS®
- R3099343
- Listed
- March 12, 2026
- Time on market
- On the market for 172 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.
Description
Welcome home to this beautifully updated 4-bedroom, 2.5-bath family residence offering comfort, style, and incredible views. The renovated kitchen is the heart of the home, featuring a large island and spacious dining area—perfect for family meals, entertaining, and everyday living. Step outside to the large covered deck and enjoy breathtaking sunset views over Fraser Lake, creating the ideal setting to relax and unwind. Thoughtful upgrades, including an updated roof, furnace, and hot water tank, provide peace of mind for years to come. The basement entry offers excellent suite potential, adding flexibility for extended family or rental income. With updated bathrooms and a warm, inviting layout, this home beautifully combines modern updates with stunning surroundings. (id:63159)
Values & Trends
This listing
$176/sqft
Building average
—
No other active listings in this building
Fraser Lake average
$298/sqft
21 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Population
965
(2021 Census)
-2.3% since 2016
Density: 237.7/km²
Dwellings: 543
Median household income: $71,000
After-tax: $63,600
Immigrant population: 8.3%
Top countries of origin (% of total population)
- United States of America2.6% · 25
- Portugal2.1% · 20
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
19
3/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Mouse Mountain Elementary | Elementary | 287 m |
| Fraser Lake Elem-Secondary | K-12 | 453 m |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (3)
- New Fraser Lake Restaurant589 m
- Senor Duggies636 m
- Tonys Restaurant763 m
Parks (5+)
- Simon Fraser Park146 m
- White Swan Park279 m
- Mouse Mountain Park509 m
- Unnamed570 m
- Unnamed623 m
Pharmacies (1)
- Unnamed750 m
Nearby places data: © OpenStreetMap contributors.
School district: Nechako Lakes (SD91)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

