Property Type: Detached HouseOwnership: Freehold

4404 Coy Road

Invermere, BC V0A1K4

$2,100,000

4 bed3.5 bath8 parking2,571 sqftBuilt 1980
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,763.26

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Wood, Other
View
Lake view, Mountain view, River view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecondary Dwelling Unit23' x 23'
Full bathroomSecond level
LoftSecond level8'0'' x 11'4''
StorageSecond level4'6'' x 7'10''
BedroomSecond level7'10'' x 11'2''
BedroomSecond level9'1'' x 11'6''
BedroomSecond level10'1'' x 10'11''
Primary BedroomSecond level11'3'' x 11'4''
Full bathroomMain level
Laundry roomMain level4'9'' x 5'6''
Utility roomMain level4'7'' x 11'4''
FoyerMain level11'2'' x 11'2''
Partial bathroomMain level
Dining roomMain level11'1'' x 13'6''
PantryMain level4'6'' x 4'9''
KitchenMain level14'0'' x 17'7''
Living roomMain level17'2'' x 18'2''

Listing Information

MLS®
10393394
Listed
August 3, 2026
Time on market
On the market for 28 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Its hard to know where to begin with a flat LAKEFRONT property as special and private as this one… placed on the shore of Lake Windermere with approximately 310 feet of water frontage, surrounded by trees with views of the lake and mountains and accompanied by the soundtrack of Goldie creek making its way to the lake. This architect designed and owned home was built to house family, friends and guests in comfort and ease surrounded by solid woodwork, top quality design elements and fixtures, and spaces that bring the outdoors in. The main level is a wide-open great room with a kitchen and dining room built to enjoy shared meals and good times, and a large living room with windows on all sides and a large wood burning stove. The upper levels offer a unique sleeping loft, 4 bedrooms, each with their own special charm and features, a large and beautiful bathroom, and ample storage closets. There are also two more bathrooms, a laundry room, and a large entryway just right for busy arrival days! The property is complete with a detached double garage/boat and toy house with a 562 sqft upper-level rec room/sleepover/work space. There is a shared natural ‘spit’ area and swimming area on the shore that was perfect for family fun and for docking their small fishing boat. Designed so perfectly for the land that it was even engineered to withstand the sound and power of the nearby train…this is a home to experience for yourself and truly imagine the possibilities of life on the lake… (id:63159)

Values & Trends

This listing

$817/sqft

Building average

No other active listings in this building

Invermere Rural average

$486/sqft

10 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

3,917

(2021 Census)

+15.5% since 2016

Density: 364.4/km²

Dwellings: 2,238

Median household income: $84,000

After-tax: $75,000

Immigrant population: 11.9%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 125
  • United States of America1.3% · 50
  • Philippines1.1% · 45
  • Germany0.8% · 30
  • Netherlands0.5% · 20
  • Poland0.4% · 15
  • France0.3% · 10
  • South Africa, Republic of0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary1.8 km
Eileen Madson Primary SchoolElementary4.1 km
David Thompson SecondarySecondary4.7 km
J Alfred Laird ElementaryElementary4.9 km
Open Doors Alternate EducationSecondary5.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($420,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,680,000.00
Periodic payment — Principal & Interest (monthly)$10,838.79
Additional monthly expenses (strata, tax, utilities, etc.)$609.27
Total monthly cost$11,448.06
Interest paid over 5-yr term$481,492.83
Balance at end of term$1,511,165.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$420,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,918.61

Cash Needed at Closing

Minimum down payment$420,000
Estimated BC PTT$41,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information