Property Type: Detached HouseOwnership: Freehold

4420 Schubert Road

Spallumcheen, BC V0E1B4

$998,800

2 bed2 bath980 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
8.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,296

Interior

Heating
Baseboard heaters
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Room Dimensions

RoomLevelDimensions
OfficeSecond level12'7'' x 17'
OfficeSecond level1215'8'' x 17'6''
4pc BathroomMain level9'9'' x 9'10''
WorkshopMain level915'4'' x 34'10''
WorkshopMain level34'11'' x 39'3''
OtherMain level34'11'' x 39'1''
Full bathroomMain level5'1'' x 7'6''
BedroomMain level8'6'' x 11'2''
Primary BedroomMain level8'6'' x 11'3''
Dining roomMain level14'5'' x 18'
KitchenMain level9'7'' x 16'9''
Living roomMain level12'7'' x 21'4''

Listing Information

MLS®
10391978
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.

Description

Enjoy beautiful country living on this fabulous 9 acre property in the heart of the North Okanagan, just minutes from Armstrong. Offering privacy, tranquility, and endless possibilities, this acreage is ideal for hobby farming or equestrian enthusiasts. The charming one-level home features 2 bedrooms and 1 bathroom, with a bright and inviting interior highlighted by large windows that fill the home with natural light. Enjoy cozy evenings by either the wood burning or gas fireplace while taking in the peaceful rural surroundings. Outside, the property is thoughtfully set up for country living with a sauna, fenced garden area, automatic livestock waterer, animal shelters, and seven cross-fenced pens. The entire perimeter is fully fenced for livestock and pets, and cross-fenced for pasture control. Two hydrant standpipes are strategically located around the property for easy access to water. A standout feature is the impressive 1,844 sq. ft. barndominium, offering exceptional flexibility for extended family, guests, rental income, or hobby and workshop space. The barndominium includes a kitchen, bathroom, two bedrooms, its own septic system and a dedicated 200 amp sub panel. Surrounded by the natural beauty of the North Okanagan, this versatile acreage offers the opportunity to enjoy a peaceful, rural lifestyle. Whether you're looking to raise animals, grow your own food, or simply enjoy the serenity of country living, this property is ready to make your vision a reality. (id:63159)

Values & Trends

This listing

$1,019/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$514/sqft

39 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary2.5 km
Armstrong ElementaryElementary3.3 km
Len Wood Middle SchoolMiddle3.5 km
Pleasant Valley SecondarySecondary3.8 km
North Okanagan Junior Academy(Independent)Elementary/Middle9.8 km
M.V. Beattie ElementaryElementary10.3 km
A.L. Fortune SecondaryK-1211.0 km
Mountain View Christian(Independent)Elementary/Middle16.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

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Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,040.00
Periodic payment — Principal & Interest (monthly)$5,155.13
Additional monthly expenses (strata, tax, utilities, etc.)$407.00
Total monthly cost$5,562.13
Interest paid over 5-yr term$229,007.16
Balance at end of term$718,739.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,880
Stress test qualifying rate8.09%
Payment you must qualify for$7,104.62

Cash Needed at Closing

Minimum down payment$74,880
Estimated BC PTT$17,976
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,356

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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