Property Type: Detached HouseOwnership: Freehold

4425 Telegraph Rd

Cobble Hill, BC V0R1N2

$1,290,000

3 bed3 bath6 parking1,533 sqftBuilt 2012
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
6 acres
Zoning
Agricultural

A1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,245.82

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StorageMain level7'8 x 16'5
BedroomSecond level10'1 x 10'7
Living roomMain level14'0 x 12'10
Laundry roomMain level6'1 x 7'6
KitchenMain level11'6 x 11'3
EntranceMain level4'8 x 10'1
EnsuiteSecond level9'10 x 10'7
Dining roomMain level11'3 x 16'3
BedroomSecond level11'9 x 8'9
Primary BedroomSecond level11'7 x 12'1
BathroomSecond level4'10 x 10'7
BathroomMain level4'8 x 5'5

Listing Information

MLS®
1041916
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: B.C. Farm & Ranch Realty Corp. · Data source: CREA DDF.

Description

Escape the city without sacrificing comfort or opportunity. Set on 6 fully fenced acres in picturesque Cowichan Bay — no strata rules, no neighbours in your sightlines, no compromises. This updated 3 bed, 3 bath farmhouse delivers the space and freedom most people only dream about. Inside: maple floors, soft-close cabinetry, stainless appliances, WETT-certified wood stove, and a primary suite with walk-in closet and ensuite. The oversized barn and outbuilding are blank slates — workshop, home business, gym, studio, or storage for every toy you own. Seasonal pond, fruit trees, established gardens, and total privacy give you room to breathe and space to grow. 200amp service, generator panel, well water, and crawlspace storage mean the infrastructure is already handled. ALR zoned but you don't have to farm it. Whether you're a contractor, entrepreneur, car collector, or simply craving space and privacy — this property works as hard as you do. Bring your vision. (id:63159)

Values & Trends

This listing

$841/sqft

Building average

No other active listings in this building

Cobble Hill average

$506/sqft

28 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary331 m
Sunrise Waldorf School(Independent)Elementary/Middle2.9 km
Ecole Cobble Hill ElementaryElementary4.1 km
Evergreen Independent School(Independent)Elementary4.5 km
Noorunissa Montessori Academy of Canada(Independent)Elementary6.8 km
George Bonner ElementaryElementary7.4 km
Queen of Angels School(Independent)Elementary/Middle7.7 km
Frances Kelsey SecondarySecondary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Waldy Road Park495 m
  • Longwood Ravine Park698 m
  • Lanes Road Park781 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,032,000.00
Periodic payment — Principal & Interest (monthly)$6,658.11
Additional monthly expenses (strata, tax, utilities, etc.)$430.82
Total monthly cost$7,088.93
Interest paid over 5-yr term$295,774.17
Balance at end of term$928,287.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,119.92

Cash Needed at Closing

Minimum down payment$104,000
Estimated BC PTT$23,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information