Property Type: Mobile / ManufacturedOwnership: Freehold

443 Morgan Avenue

Merritt, BC V0K1Y0

$399,000

2 bed1 bath4 parking1,108 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
0.44 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$1,204

Interior

Heating
Forced air
Cooling / A/C
Window air conditioner
Fireplace
None

Building

Roof
Metal, Other, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level13'0'' x 10'9''
BedroomMain level11'7'' x 11'10''
OtherMain level9'10'' x 8'8''
Full bathroomMain level6'2'' x 12'9''
Dining roomMain level9'11'' x 14'2''
KitchenMain level9'11'' x 10'0''
Living roomMain level11'7'' x 20'0''
FoyerMain level5'0'' x 6'4''

Listing Information

MLS®
10396040
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Some places don’t need to be flashy to feel like home. And at this Lower Nicola gem at 443 Morgan (Wallen) Avenue you might be ‘Living the Dream’. Nothing ‘Dangerous’ here just a property that’s practical, affordable, and offers room to make it your own. Set on just under half an acre (.44 to be exact) of your own land you could definitely spend ‘7 summers’ or more here. This 2-bedroom, 1-bathroom manufactured home is a place where you can take it ‘one thing at a time’ slow things down and enjoy the simple life. The 20x30 detached shop is ready for weekend projects, storing your toys, working on your ‘F150-50s’ or finally tackling that to-do list you’ve been putting off. Inside, the home is comfortable and functional, offering an easy-to-maintain layout that’s perfect for first-time buyers, downsizers, or anyone looking for ‘country living’ to escape the rising cost of city living. Whether you’re relaxing on the property after a long day, tinkering in the shop, or enjoying the peace and quiet of Lower Nicola, this is a home that lets you live life your way. No Lies, Lies, Lies. You might be thinking ‘Don’t we’ deserve space, affordability, and a little country character, well this property could be your Last Night of wondering where you’ll call home. If you’re reading and thinking that’s ’what I want.' Sometimes the best places aren’t trying to impress everyone—they’re just looking for the right person. Maybe that’s you. (id:63159)

Values & Trends

This listing

$360/sqft

Building average

No other active listings in this building

Merritt average

$398/sqft

12 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lower Nicola Band School(Independent)Elementary2.3 km
Collettville ElementaryElementary8.1 km
Merritt SecondaryElementary8.4 km
Merritt Central ElementaryElementary8.7 km
Merritt Bench ElementaryElementary8.7 km
Kengard Alternate SchoolSecondary9.1 km
Diamond Vale ElementaryElementary9.9 km
Nicola Canford ElementaryElementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$155.33
Total monthly cost$2,214.70
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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