Property Type: Land / LotOwnership: Freehold

4440 LITTLE AVENUE

Terrace, BC V8G2L4

$99,000

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Property Details

Property & Lot

Lot size
36,380 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,070.85 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3097133
Listed
March 6, 2026
Time on market
On the market for 178 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.

Description

Affordable R5 zoned lot, suitable for townhouses or an apartment, a short walk from the pool on a private side street in town. The lot slopes down from Birch Hill to a flat building site below. Geo-tech report required for building permit on this lot. (id:63159)

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Suwilaawks Community SchoolElementary807 m
Centennial Christian School(Independent)K-121.0 km
Parkside SecondarySecondary1.6 km
Cassie Hall ElementaryElementary1.7 km
des Cinq-saumonsElementary/Middle1.7 km
Veritas Catholic(Independent)Elementary/Middle1.8 km
Skeena MiddleElementary1.9 km
Caledonia SecondarySecondary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sonbadas Steak House · 4402 Lakelse Avenue380 m
  • Golden Star · 4606 Lazelle Avenue515 m
  • Unnamed554 m
  • Ninja Sushi · 4605 Lakelse Avenue589 m
  • Shan Yan615 m

Cafes (1)

  • Starbucks766 m

Parks (3)

  • George Little Park560 m
  • Hanson Park608 m
  • Unnamed771 m

Shopping (1)

  • Terrace Shopping Centre · 4647 Lakelse Avenue798 m

Pharmacies (1)

  • Shoppers Drug Mart · 4647 Lakelse Avenue784 m

Banks & ATMs (3)

  • Scotiabank · 4602 Lakelse Avenue552 m
  • TD · 4633 Lakelse Avenue728 m
  • RBC Royal Bank · 4640 Lakelse Avenue739 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,200.00
Periodic payment — Principal & Interest (monthly)$510.97
Additional monthly expenses (strata, tax, utilities, etc.)$89.24
Total monthly cost$600.21
Interest paid over 5-yr term$22,698.95
Balance at end of term$71,240.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,950
Stress test qualifying rate8.09%
Payment you must qualify for$723.21

Cash Needed at Closing

Minimum down payment$4,950
Estimated BC PTT$990
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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