Property Type: TownhouseOwnership: StrataRECENTLY LISTED

445 Canyon Trail Unit# C

Fernie, BC V0B1M5

$1,169,000

4 bed3 bath4 parking1,819 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$436/mo
Annual property tax
$0

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Wood

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level11'6'' x 11'6''
Full bathroomSecond level
Primary BedroomSecond level14'7'' x 15'0''
Full bathroomMain level
Dining roomMain level8'0'' x 11'8''
KitchenMain level14'5'' x 15'0''
Living roomMain level16'10'' x 15'1''
Utility roomLower level5'8'' x 4'8''
Laundry roomLower level5'8'' x 4'9''
Full bathroomLower level
BedroomLower level12'4'' x 11'1''
BedroomLower level9'3'' x 11'6''
FoyerLower level9'0'' x 5'7''

Listing Information

MLS®
10398539
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Welcome to 3 Sisters Ridge, a collection of luxury townhomes where contemporary design, elevated finishes and the beauty of the Rockies come together. Designed for year-round enjoyment, these homes pair a refined modern mountain aesthetic with high-performance construction, energy-efficient heat pumps and quality materials chosen for comfort and longevity. Inside, warm natural textures are complemented by engineered oak hardwood, quartz countertops, oak cabinetry, Bertazzoni appliance package and gas fireplace. Unit C is a premium end-unit offering 4 bedrooms, 3 bathrooms and double garage. Through your private entry, step into an impressive, vaulted entryway. On this level, the two bedrooms, bathroom and laundry feel spacious and intentional. Upstairs, the kitchen, dining and living areas create the heart of the home, with soaring ceilings, gas fireplace and access to outdoor living spaces at the front and rear, ready for your BBQ and hot tub. The natural finishes, warm lighting and vaulted ceilings make this level both intimate, yet expansive. This floor also features a full bathroom and bedroom. Above, the stunning primary offers an elevated retreat overlooking the living space below. Designed for full-time living or memorable mountain escapes, Unit C brings space, style and functionality together. *Interior photos intend to showcase the layout and concept of Unit C, however are taken of Unit A. Layout and finishes may vary slightly. GST is applicable. (id:63159)

Values & Trends

This listing

$643/sqft

Building average

No other active listings in this building

Fernie average

$606/sqft

12 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fernie SecondaryK-121.7 km
Isabella Dicken ElementaryElementary2.0 km
The Fernie Academy(Independent)K-122.6 km
Sophie-MorigeauElementary4.0 km
Jaffray Elem-Jr SecondaryElementary/Middle24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($91,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$935,200.00
Periodic payment — Principal & Interest (monthly)$6,033.59
Additional monthly expenses (strata, tax, utilities, etc.)$526.82
Total monthly cost$6,560.41
Interest paid over 5-yr term$268,031.01
Balance at end of term$841,215.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$91,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,282.52

Cash Needed at Closing

Minimum down payment$91,900
Estimated BC PTT$21,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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