Property Type: TownhouseOwnership: Freehold

4480 Ponderosa Drive

Peachland, BC V0H1X5

$988,000

4 bed3.5 bath4 parking3,363 sqftBuilt 1992
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Amenities

Also listed: Cable TV

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2
Lot size
0.83 acres

Ownership & Fees

Property type
Townhouse
Ownership
Freehold
Strata / maintenance fee
$903/mo
Annual property tax
$4,486

Maintenance Fee Includes

WaterManagementHeat

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air, In Floor Heating, See remarks, Hot Water
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Brick, Stucco
View
Lake view, Mountain view, View (panoramic)
Waterfront
Other

Building

Roof
Tile, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenSecond level9'0'' x 12'3''
OtherMain level23'3'' x 22'
3pc BathroomSecond level10'6'' x 17'
Laundry roomSecond level5'1'' x 9'
BedroomSecond level18'7'' x 12'7''
BedroomSecond level17'3'' x 19'11''
Recreation roomSecond level21'4'' x 20'11''
2pc BathroomMain level4'11'' x 5'1''
4pc Ensuite bathMain level11'6'' x 19'6''
Primary BedroomMain level19'6'' x 17'0''
BedroomMain level12' x 9'4''
KitchenMain level19'1'' x 14'3''
Dining roomMain level19'0'' x 10'10''
Living roomMain level22'2'' x 17'8''

Listing Information

MLS®
10384564
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

This exceptional walk-out rancher townhome in Peachland, has breathtaking 180-degree views of Okanagan Lake set the stage for a truly remarkable lifestyle. Offering close to 3,200 square feet of beautifully designed living space across two levels, this 3-bedroom, 3-bathroom home seamlessly blends luxury, comfort, and effortless living. The main floor features a bright, open-concept layout ideal for both everyday living and entertaining. A stunning chef-inspired kitchen with granite countertops, modern appliances, and an expansive dining area overlooks the lake, creating an unforgettable backdrop. Two inviting living rooms, each with a cozy gas fireplace, provide flexibility and warmth. The primary suite on the main level is a private retreat, complete with a spa-like ensuite and a spacious walk-in closet. Thoughtfully designed with upscale finishes throughout, this home showcases hardwood flooring, skylights, designer blinds, and quality craftsmanship at every turn. The lower level is equally impressive, featuring a spacious family room with summer kitchen, two bedrooms —perfect for guests or extended family. The strata fee covers an extensive list including in-floor hot water heating, gas for the stove, fireplace, and BBQ, water, landscaping, and major exterior components—ensuring true lock-and-leave living. Enjoy a low-maintenance lifestyle without compromising on space, style, or scenery. Experience the best of Peachland living—where every day feels like a getaway. (id:63159)

Values & Trends

This listing

$294/sqft

Building average

No other active listings in this building

Peachland average

$438/sqft

21 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary1.2 km
Glenrosa Middle SchoolMiddle7.7 km
Webber Road ElementaryElementary7.9 km
Helen Gorman ElementaryElementary8.2 km
Glenrosa ElementaryElementary8.3 km
Our Lady of Lourdes(Independent)Elementary/Middle8.7 km
Shannon Lake ElementaryElementary11.5 km
Sensisyusten House of Learning(Independent)Elementary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Bliss Bakery · 4200 Beach Avenue788 m

Parks (2)

  • Cousins Park740 m
  • Unnamed743 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$790,400.00
Periodic payment — Principal & Interest (monthly)$5,099.39
Additional monthly expenses (strata, tax, utilities, etc.)$1,444.83
Total monthly cost$6,544.23
Interest paid over 5-yr term$226,530.91
Balance at end of term$710,967.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,800
Stress test qualifying rate8.09%
Payment you must qualify for$7,029.88

Cash Needed at Closing

Minimum down payment$73,800
Estimated BC PTT$17,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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