Property Type: Detached HouseOwnership: Freehold

4485 Highway 3

Fernie, BC V0B1M1

$3,999,999

5 bed5 full, 2 half bath2 parking3,444 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
58 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,681

Interior

Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Covered, RV

Room Dimensions

RoomLevelDimensions
Full bathroomLower level
Recreation roomLower level21'5'' x 18'8''
BedroomLower level12'6'' x 14'9''
BedroomLower level12'6'' x 13'
StorageSecond level9' x 18'
Full bathroomMain level
BedroomSecond level10'1'' x 13'8''
BedroomSecond level10'8'' x 13'8''
Partial bathroomMain level
KitchenMain level9'6'' x 9'
KitchenMain level21'6'' x 25'3''
Partial bathroomMain level
Full ensuite bathroomMain level
Primary BedroomMain level11'10'' x 17'
Living roomMain level14'11'' x 13'6''
Dining roomMain level18'2'' x 9'6''
KitchenMain level20'3'' x 11'8''
FoyerMain level9'6'' x 11'10''

Listing Information

MLS®
10394193
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

A truly exceptional opportunity to own one of Fernie's most exclusive mountain properties. Set on 58 pristine acres with breathtaking panoramic views in every direction, Birch Meadows Inn is a rare offering that combines luxury, privacy, and remarkable investment potential. Encompassing 58 pristine acres of meadows, forest, and sweeping alpine vistas, this private estate offers an unparalleled sense of serenity, just eight minutes from the vibrant mountain town of Fernie, BC. The heart of the estate is a warm and inviting 2,800 square foot residence featuring five bedrooms and five bathrooms, thoughtfully designed for both family living and gracious entertaining. Framed by uninterrupted mountain views, every space is immersed in the natural beauty that defines this remarkable setting.Complementing the main residence are two guest cabins, each offering 2 private one-bedroom suites, together with four powered RV sites. Currently operating as Birch Meadows Inn, the property seamlessly blends Rocky Mountain hospitality with exceptional privacy, creating an experience that is both intimate and unforgettable.Whether envisioned as a distinguished private family estate, an established boutique hospitality destination, or a property offering future subdivision potential, the possibilities are as compelling as the landscape itself. Here, peace, seclusion, and extraordinary natural beauty converge to create a setting of enduring significance. Birch Meadows Inn is more than an offering—it is a legacy estate, presenting a once-in-a-generation opportunity to steward one of the region's most iconic mountain properties. (id:63159)

Values & Trends

This listing

$1,161/sqft

Building average

No other active listings in this building

West/East of Fernie average

$2,213/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary8.8 km
The Fernie Academy(Independent)K-1210.1 km
Isabella Dicken ElementaryElementary10.8 km
Fernie SecondaryK-1211.2 km
Jaffray Elem-Jr SecondaryElementary/Middle19.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($800,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,199,999.00
Periodic payment — Principal & Interest (monthly)$20,645.31
Additional monthly expenses (strata, tax, utilities, etc.)$1,062.08
Total monthly cost$21,707.39
Interest paid over 5-yr term$917,128.91
Balance at end of term$2,878,409.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$800,000
Stress test qualifying rate8.09%
Payment you must qualify for$24,606.87

Cash Needed at Closing

Minimum down payment$800,000
Estimated BC PTT$118,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$919,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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