Property Type: Detached HouseOwnership: Freehold

4491 BENCH ROAD, Ryder Lake

Chilliwack, BC V4Z1G1

$2,899,999

3 bed3 bath2,683 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
112.26 acres
Frontage
66 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,307.76 (2025)

Interior

Basement
Crawl space
Heating
Propane
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
PantryMain level
FoyerMain level
OfficeMain level
Laundry roomMain level
Primary BedroomMain level
OtherMain level
Bedroom 2Main level
Bedroom 3Main level
OtherMain level

Listing Information

MLS®
R3141903
Listed
July 2, 2026
Time on market
On the market for 60 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Creekside Realty · Data source: CREA DDF.

Description

Welcome home to one of Ryder Lake's largest properties with this custom built home nestled on a sprawling 112 acre estate offering the ultimate in privacy yet modern luxuries. Entertain effortlessly in the dream kitchen with stainless steel appliances, a butler's pantry, and a wine fridge. No expense was spared in the finish of this executive home. Unwind in the master bedroom retreat featuring a dream walk-in closet and an ensuite oasis complete with a soaker tub. Step outside to the covered patio, perfect for relaxing evenings or hosting gatherings, complete with hot tub overlooking the expansive property. Custom light fixtures, hardwood floors throughout, A/C, hot water on demand, back up generator switch. This is a once in a lifetime opportunity, don't miss out! * PREC - Personal Real Estate Corporation (id:63159)

Values & Trends

This listing

$1,081/sqft

Building average

No other active listings in this building

Chilliwack average

$463/sqft

421 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Chilliwack

Monthly figures from the Fraser Valley Real Estate Board for Chilliwack detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$838,745

Jul 2026

Monthly Sales

32

Jul 2026

Active Listings

232

Jul 2026

Sales-to-Active Ratio

14.0%

Jul 2026

Median Days to Contract

31 days

Jul 2026

Average Sale Price

$1,157,121
$802,697
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

16°C

Humidity 90%

Wind SE 5 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

93,203

(2021 Census)

+11.2% since 2016

Density: 356.6/km²

Dwellings: 37,124

Median household income: $85,000

After-tax: $76,000

Immigrant population: 14.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 2,070
  • India1.3% · 1,180
  • Netherlands1.2% · 1,135
  • Philippines1% · 950
  • United States of America1% · 940
  • Germany0.8% · 780
  • China0.5% · 510
  • Viet Nam0.5% · 450

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Promontory Heights Community ElementaryElementary6.9 km
GW Graham SecondarySecondary7.7 km
Vedder ElementaryElementary7.9 km
Unity Christian School(Independent)K-128.6 km
East Chilliwack ElementaryElementary8.6 km
Vedder Middle SchoolMiddle8.8 km
Cultus Lake Swílhcha Community SchoolElementary9.0 km
Sardis ElementaryElementary9.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($580,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,319,999.00
Periodic payment — Principal & Interest (monthly)$14,967.85
Additional monthly expenses (strata, tax, utilities, etc.)$659.65
Total monthly cost$15,627.49
Interest paid over 5-yr term$664,918.38
Balance at end of term$2,086,846.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$580,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,839.98

Cash Needed at Closing

Minimum down payment$580,000
Estimated BC PTT$65,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$646,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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