45 Nerie Road
Vernon, BC V1H2E4
$2,295,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.33 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,800
Interior
- Basement
- Full
- Heating
- See remarks
- Cooling / A/C
- Central air conditioning, Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Propane, Unknown
- Flooring
- Laminate
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- Lake view, Mountain view, View (panoramic)
- Waterfront
- Waterfront on lake
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 1 — covered indicated
- Features
- Attached Garage, RV
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Basement | 7'3'' x 13'11'' |
| Kitchen | Basement | 10'6'' x 13'11'' |
| Family room | Basement | 17'3'' x 10'6'' |
| Bedroom | Basement | 12'6'' x 11' |
| 5pc Bathroom | Basement | 7'9'' x 8'2'' |
| Laundry room | Basement | 7'10'' x 5'11'' |
| Utility room | Basement | 6'5'' x 3'7'' |
| Bedroom | Basement | 11'9'' x 12'3'' |
| Bedroom | Basement | 13'6'' x 11' |
| Recreation room | Basement | 16'7'' x 9'11'' |
| 2pc Bathroom | Main level | 3'4'' x 8'4'' |
| 5pc Ensuite bath | Main level | 8'10'' x 9'10'' |
| Primary Bedroom | Main level | 12'1'' x 13' |
| Living room | Main level | 18'8'' x 13'3'' |
| Dining room | Main level | 9' x 11'6'' |
| Kitchen | Main level | 12'10'' x 15'3'' |
| Bedroom | Main level | 8' x 10'6'' |
| Foyer | Main level | 8'10'' x 14'6'' |
Listing Information
- MLS®
- 10394426
- Listed
- July 14, 2026
- Time on market
- On the market for 48 days
- Data last synced
- August 28, 2026
Listing provided by: Sutton Group-West Coast Realty (Abbotsford) · Data source: CREA DDF.
Description
Luxury on Okanagan Lake awaits in this stunning 1-year-old custom waterfront home with nearly 100' of private beachfront and breathtaking panoramic lake views. Wake to spectacular sunrises, unwind with unforgettable sunsets, and enjoy seamless indoor-outdoor living from two glass-railed decks. Every detail was designed for comfort and convenience, featuring premium appliances, surround sound, fiber internet, heat pump A/C, heated garage, RV parking, private tram, and an exceptional dock with dual boat lifts. Complete with a separate suite, this property is an incredible luxury short-term rental opportunity or the ultimate year-round dream home. Available fully furnished with high-end furniture for a truly turnkey lakefront lifestyle. (id:63159)
Values & Trends
This listing
$910/sqft
Building average
—
No other active listings in this building
Fintry average
$509/sqft
30 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Oyama Traditional School | Elementary | 12.0 km |
| Okanagan Landing Elementary | Elementary | 13.7 km |
| Davidson Road Elementary | Elementary | 14.7 km |
| Ellison Elementary | Elementary | 16.2 km |
| Clarence Fulton Secondary | Elementary | 16.5 km |
| George Elliot Secondary | Secondary | 17.3 km |
| HS Grenda Middle School | Middle | 17.5 km |
| Peter Greer Elementary | Elementary | 17.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($459,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

