Property Type: Detached HouseOwnership: Freehold

4510 FERGUSON LAKE ROAD

Prince George, BC V2K5Y5

$1,199,000

4 bed3 bath3,975 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
7.86 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,741.63 (2026)

Interior

Basement
Finished, Full
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Stucco

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Carport, RV

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Family roomMain level
OtherMain level
Mud roomMain level
Laundry roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Recreational, Games roomBasement
Cold roomBasement
Bedroom 4Basement
GymBasement

Listing Information

MLS®
R3146059
Listed
July 14, 2026
Time on market
On the market for 48 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty · Data source: CREA DDF.

Description

Welcome to this beautiful, 7.86 acre property offering the perfect blend of country living, just minutes from town. This exceptional home features 4 bedrooms and 3 bathrooms, with the laundry room conveniently located on the main floor. The fully finished basement offers a bedroom, a full bathroom, family room, and a huge bonus room. Outside, you’ll find an impressive 60’ x 40’ heated shop complete with 14-foot overhead doors and 15-foot overhangs on both sides, providing endless storage for RVs, boats, vehicles, equipment, and all your recreational toys. If you’ve been searching for space, versatility, and a peaceful rural setting just minutes from town, this incredible property is one you won’t want to miss. All measurements are approximate, buyer to verify if deemed important. (id:63159)

Values & Trends

This listing

$302/sqft

Building average

No other active listings in this building

Prince George average

$272/sqft

331 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

12°C

Cloudy

Humidity 100%

Wind N 4 km/h

Tonight

Tuesday

21°

Tuesday night

10°

Wednesday

22°

Wednesday night

Thursday

19°

Source: Environment and Climate Change Canada.

Population

76,708

(2021 Census)

+3.7% since 2016

Density: 242.2/km²

Dwellings: 33,643

Median household income: $88,000

After-tax: $77,500

Immigrant population: 10.3%

Top countries of origin (% of total population)

  • India1.7% · 1,305
  • Philippines1.2% · 935
  • United Kingdom1.1% · 830
  • United States of America0.8% · 605
  • Germany0.5% · 410
  • China0.3% · 255
  • Netherlands0.3% · 235
  • Poland0.3% · 195

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Springwood ElementaryElementary688 m
Shas Ti Kelly Road SecondarySecondary2.7 km
Heather Park ElementaryElementary3.0 km
Glenview ElementaryElementary3.3 km
Hart Highlands ElementaryElementary5.2 km
Edgewood ElementaryElementary8.4 km
Cedars Christian School(Independent)K-1210.2 km
Heritage ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Prince George (SD57)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$1,010.80
Total monthly cost$7,199.24
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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