Property Type: Detached HouseOwnership: Freehold

4520 Farmers Drive

Kelowna, BC V1P1A3

$2,099,000

3 bed4.5 bath10 parking6,055 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
10.01 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,717

Interior

Basement
Full
Heating
Heat Pump, In Floor Heating, See remarks
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Tile, Wood

Exterior & Lot

Exterior features
Wood, Stone
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level5'2'' x 6'5''
StorageBasement14'8'' x 21'9''
Family roomBasement14'8'' x 22'0''
3pc BathroomBasement6'5'' x 10'6''
Utility roomBasement8'0'' x 10'10''
DenBasement22'2'' x 11'2''
StorageBasement3'7'' x 7'6''
StorageBasement15'6'' x 19'3''
StorageBasement7'4'' x 6'7''
StorageSecond level6'8'' x 42'5''
Recreation roomSecond level31'0'' x 22'7''
OtherSecond level10'4'' x 11'1''
5pc Ensuite bathMain level10'1'' x 20'1''
Primary BedroomSecond level20'6'' x 21'1''
4pc BathroomMain level10'1'' x 11'8''
BedroomMain level9'7'' x 21'9''
BedroomMain level9'11'' x 22'0''
FoyerMain level12'0'' x 13'10''
Living roomMain level21'9'' x 22'7''
Laundry roomMain level7'5'' x 14'5''
Family roomMain level14'8'' x 21'6''
Dining roomMain level14'8'' x 11'0''
KitchenMain level14'10'' x 17'1''

Listing Information

MLS®
10392382
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Beyond a gated entrance, a long private driveway winds through ten acres to a remarkable log home; a peaceful country retreat where nature, privacy, and panoramic views are abundant. With over 6,000 square feet of living space, three bedrooms, and four bathrooms, this one-of-a-kind property offers an exceptional opportunity to embrace the quiet beauty of acreage living. The soaring great room features dramatic peaked ceilings and an expansive wall of windows that frame sweeping lake and valley views, inviting the outdoors in throughout every season. A feature double-sided stone propane fireplace creates a welcoming gathering place within the rustic charm of the home. Comfort is found throughout with in-floor heating on all three levels, complemented by hardwood and tile flooring in the principal living areas, and carpeting in the bedrooms. The spacious kitchen is well-equipped with a gas cooktop and prep sink built into the island, and a new refrigerator and wall oven. Outside, you’ll find mature landscaping, smart underground irrigation, and open spaces create an idyllic setting for relaxing, while the hot tub offers the perfect place to unwind. The oversized detached garage features in-floor heating, a generous workshop area, and ample room for vehicles, recreational equipment, and projects. Additional features include a security system, and water filtration system. Whether you're seeking a full-time residence, a recreational getaway, or a legacy acreage to enjoy for generations, this exceptional log home captures the timeless appeal of country living in a truly unforgettable setting. (id:63159)

Values & Trends

This listing

$347/sqft

Building average

No other active listings in this building

Ellison average

$549/sqft

15 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ellison ElementaryElementary2.1 km
Aberdeen Hall Preparatory School(Independent)K-125.4 km
Rutland ElementaryElementary6.5 km
Rutland Senior SecondaryElementary7.0 km
Rutland Middle SchoolMiddle7.0 km
Pearson Road ElementaryElementary7.5 km
South Rutland ElementaryElementary7.9 km
North Glenmore ElementaryElementary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($419,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,679,200.00
Periodic payment — Principal & Interest (monthly)$10,833.63
Additional monthly expenses (strata, tax, utilities, etc.)$862.75
Total monthly cost$11,696.38
Interest paid over 5-yr term$481,263.55
Balance at end of term$1,510,445.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$419,800
Stress test qualifying rate8.09%
Payment you must qualify for$12,912.46

Cash Needed at Closing

Minimum down payment$419,800
Estimated BC PTT$40,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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