4520 Highway 3
Rock Creek, BC V0H1Y0
$1,550,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 103 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,958.07
Interior
- Heating
- Heat Pump, See remarks
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Propane, Unknown
Exterior & Lot
- Pool
- Outdoor pool
Parking
- Total spaces
- 4 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Ensuite bath | Second level | — |
| 3pc Ensuite bath | Second level | — |
| Bedroom | Second level | 13'8'' x 16'1'' |
| Primary Bedroom | Second level | 16'6'' x 14'5'' |
| 4pc Bathroom | Main level | — |
| Laundry room | Main level | 7'4'' x 10'6'' |
| Kitchen | Main level | 21'4'' x 9'8'' |
| Living room | Main level | 23' x 17'1'' |
Listing Information
- MLS®
- 10368990
- Listed
- November 10, 2025
- Time on market
- On the market for 294 days
- Data last synced
- August 28, 2026
Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.
Description
Set on 103 fully fenced and usable acres, this rural estate blends modern infrastructure with the best of country living. Located just 40 minutes from Osoyoos, it offers a more affordable alternative to the Okanagan while maintaining easy access to amenities and recreation. Between 2019 and 2021, the property saw major upgrades including 400-amp power with a 20-kW propane backup generator, a new septic system, and a 730-foot water well with advanced purification producing 20 gallons per minute. The 2,278 square foot, three-bedroom home was completely rebuilt in 2019 by journeyman trades, featuring Rockwool insulation, a custom kitchen with quartz counters, heated tile floors, and a propane fireplace. French doors and large windows fill the home with natural light, while stamped concrete walkways and a covered patio bar create an inviting year-round living space. The outdoor area overlooks the Kettle River Valley with a pool 1 hot tub, and built-in bar surrounded by mountain views. Supporting improvements include a new four-car garage with office, a large machine shed, and a two-bedroom barn loft finished in 2021. The heated barn, fenced pens, open pasture, and natural pond make the land ideal for livestock or hobby farming. With fertile soil, excellent water, and quality infrastructure, this peaceful property offers. (id:63159)
Values & Trends
This listing
$856/sqft
Building average
—
No other active listings in this building
Rock Crk. & Area average
$696/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
23°C
—
Humidity 43%
Wind S 7 km/h
Tonight
8°
Tuesday
26°
Tuesday night
12°
Wednesday
17°
Wednesday night
11°
Thursday
14°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| West Boundary Elementary | Elementary | 2.1 km |
| Boundary Central Secondary | Secondary | 18.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Boundary (SD51)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($310,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.