Property Type: Land / LotOwnership: Freehold

454 Ninth St

Nanaimo, BC V9R1A4

$1,867,000

0 bed0 bath8 parking
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Property Details

Property & Lot

Lot size
0.83 acres
Zoning
Residential

R5

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,212.84

Interior

Fireplace
None

Exterior & Lot

View
City view, Ocean view

Parking

Total spaces
8

Listing Information

MLS®
987810
Listed
February 11, 2025
Time on market
On the market for 567 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Measurements are approximate and should be verified if important (id:63159)

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Park Avenue ElementaryElementary444 m
Learning AlternativesSecondary867 m
John Barsby SecondarySecondary867 m
Fulford Community ElementaryElementary1.3 km
Bayview ElementaryElementary1.5 km
Georgia Avenue ElementaryElementary1.6 km
Nanaimo District SecondarySecondary2.5 km
Secondaire de NanaimoSecondary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Quality Foods · 867 Bruce Avenue599 m

Parks (5+)

  • Kolby Park · 993 Kolby Avenue44 m
  • Alpen Way Park188 m
  • Kinette Evergreen Park206 m
  • Cambie Park · 390 Cambie Road265 m
  • Southwood Park · 1080 Park Avenue499 m

Pharmacies (1)

  • The Medicine Shoppe Pharmacy577 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($373,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,493,600.00
Periodic payment — Principal & Interest (monthly)$9,636.20
Additional monthly expenses (strata, tax, utilities, etc.)$267.74
Total monthly cost$9,903.94
Interest paid over 5-yr term$428,070.05
Balance at end of term$1,343,498.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$373,400
Stress test qualifying rate8.09%
Payment you must qualify for$11,485.26

Cash Needed at Closing

Minimum down payment$373,400
Estimated BC PTT$35,340
Legal / closing costs (typical estimate)$1,500
Total cash needed$410,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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