Property Type: Land / LotOwnership: Freehold

4540 Eagle Bay Road

Eagle Bay, BC V0E1T0

$325,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,104.94

Interior

Fireplace
None

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10365139
Listed
October 21, 2025
Time on market
On the market for 314 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

4540 Eagle Bay Road, Great location and easy access to this level mostly treed 2 acre property. Older decommissioned manufactured home remains on the property as an outbuilding not a habitable home and the property is being sold as land only. Lots of potential here for the right buyer. Great location not too far from the store and beaches and outdoor activities eagle bay and the shuswap have to offer. Well and Septic in place from the manufactured home but not much is known about their current state. Showings by appointment only. Not in the ALR but Zoned AR2. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle8.6 km
Carlin Elementary MiddleElementary/Middle13.8 km
Sorrento ElementaryElementary18.3 km
Eagle River SecondaryK-1220.5 km
North Canoe ElementaryElementary20.7 km
Parkview Elementary SchoolElementary21.0 km
Shuswap SDA(Independent)Elementary/Middle21.1 km
Salmon Arm SecondarySecondary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$260,000.00
Periodic payment — Principal & Interest (monthly)$1,677.43
Additional monthly expenses (strata, tax, utilities, etc.)$92.08
Total monthly cost$1,769.51
Interest paid over 5-yr term$74,516.75
Balance at end of term$233,870.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,374.18

Cash Needed at Closing

Minimum down payment$16,250
Estimated BC PTT$4,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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