Property Type: Detached HouseOwnership: Freehold

4550 MERRILL ROAD

Madeira Park, BC V0N2H1

$689,000

3 bed2 bath3 parking2,074 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Lot size
9,148 square feet
Frontage
78 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,208.42 (2026)

Interior

Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Parking

Total spaces
3 — covered indicated
Features
Carport

Listing Information

MLS®
R3156811
Listed
August 18, 2026
Time on market
On the market for 13 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to 4550 Merrill Road on popular Francis Peninsula, just steps from the trails and natural beauty of Francis Point Provincial Park! This Cape Cod style home is a rare find and makes a wonderful family home with a very functional two-level layout. The main floor features an open kitchen with breakfast bar, breakfast nook, formal dining area, family room, cozy living room with fireplace, and 2 piece powder room. Upstairs offers 3 bedrooms, including a spacious primary suite with walk-in closet, full bathroom and laundry closet. Outdoor living shines with two covered porches, two large rear patios, lovingly kept gardens, an old Oak tree, three storage sheds and a spacious carport. Enjoy ideal coastal living surrounded by nature, with the best of Madeira Park nearby. Won't last! (id:63159)

Values & Trends

This listing

$332/sqft

Building average

No other active listings in this building

Madeira Park average

$704/sqft

15 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

13°C

Humidity 87%

Wind N 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary2.1 km
Pender Harbour Elem-SecondaryK-126.8 km
Halfmoon Bay ElementaryElementary19.0 km
False Bay SchoolK-1220.6 km
West Sechelt ElementaryElementary23.8 km
Kinnikinnick ElementaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,200.00
Periodic payment — Principal & Interest (monthly)$3,556.16
Additional monthly expenses (strata, tax, utilities, etc.)$371.37
Total monthly cost$3,927.52
Interest paid over 5-yr term$157,975.50
Balance at end of term$495,806.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,960.59

Cash Needed at Closing

Minimum down payment$43,900
Estimated BC PTT$11,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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